p2p lending at lending club
We're on a mission to get out of debt!
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Listing Information
Amount: $15,000.00 Status: Withdrawn
Grade: C DTI: 15%
Lender Rate: 15% Borrower: Wall_Street
Time Left: Finished State: FL
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to consolidate high interest credit cards, some of which are in the mid 30% range.

My financial situation:
I make $45/ hour as a Computer Programmer and Six Sigma Black Belt (full time) - $93,600

I also own my own Financial Planning firm that brings in about $22,000 in annual retainer fees (not including commissions)

I am certified in the following disciplines, which I believe shows that I understand how to maintain a budget

Accredited Asset Management Specialist
Chartered Retirement Planning Counselor
Certified College Planning Specialist
Certified Six Sigma Black Belt

I also live with my Girlfriend who makes $45,000 as a Teacher. She pays for half of the Mortgage and Utilities (we jointly own the home)

Monthly net income: $
My Computer Programming paycheck is $1,260 per week x 4 = $5,040 (after taxes, W-2 income)

I get paid $5,280 quarterly on retainer fees which is $21,120 per year (1099 income)

Monthly expenses: $ (total expense, not my half)
Mortgage: $ 2031.77

Insurance (Home Owners) - $110
Insurance (Car) -$42

Car expenses: $ 519.27

Utilities: ~$200

Phone, cable, internet: $155

Food, entertainment: ~$300

Clothing, household expenses ~$100

Credit cards and other loans: $873
Borrower's Other Listings
270680 We're on a mission to get out of debt! C $15,000 @ 15% Jan 24, 2008 Withdrawn
273767 We're on a mission to get out of debt! C $7,000 @ 15% Jan 30, 2008 Expired
277884 We're on a mission to get out of debt! C $1,500 @ 15% Feb 09, 2008 Loan created

 

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