Second Loan on Prosper
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,501.00 | Status: | Loan created |
| Grade: | HR | DTI: | 15% |
| Lender Rate: | 25% | Borrower: | bmtuser |
| Finished | State: | NM | |
| Funded: | 100% | Group: | BORROWERS - Free instant Listings - LARGEST GROUP |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-02-04 | EricsCC ROI: | 22% |
| Status History | |
|---|---|
| Feb 03, 2008 | Current |
|
ABOUT ME: I am 22 years old. I have been with my current employer for almost two years. I am also still continuing my education at the college I work for. EXPLANATION OF BAD CREDIT: I have always been responsible with my finances, but 3 years ago my credit score slipped to E after I was in Hurricane Rita in Texas and I had to use all of my money to move to New Mexico and start another life. Things have improved since I got my job at the college and my salary has come to a good steady figure. I'm asking for a chance to prove myself again and get my credit score back up to where it should be. If you bid on my listing I promise that I will not let you down. Making my payments on time will remain my very TOP priority each month, I sincerely promise you that and as you can see from my financial details, I have the money to do it. This loan will be used to pay off my last high interest credit card! WHAT I WILL DO WITH THE MONEY LOANED TO ME: $2000 will be used to pay off my high interest credit card. The remainder will be used to pay off an old personal debt to a friend. HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $ 1800 Mortgage/Rent:$ 275 Phone:$ 80 Gas: $ 50 Electricity & Water: $ 150 Car Loan: $ 200 Food: $ 250 Health Insurance $100 Car Insurance: $ 75 Cable/Internet: $ 50 Clothing, and misc.: $ 70 Credit cards and loans that won't be paid off with my Prosper loan: $ 0 ----------------------- Total Monthly Expenses : $ 1300 I will have $500 left to make the payments on my Prosper loans. CLOSING REMARKS TO LENDERS: As you can see, I am in a place where with just a bit of help I could get a debt free life and I can continue helping educate others about the high interest loans that get people in serious debt by referring them to Prosper! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 79912 | Debt Consolidation | E | $3,000 @ 25% | Jan 01, 2007 | Withdrawn |
| 80073 | Debt Consolidation | E | $3,000 @ 22% | Jan 01, 2007 | Withdrawn |
| 81837 | Debt Consolidation Relist | E | $3,000 @ 16% | Jan 05, 2007 | Loan created |
| 225984 | Second Loan on Prosper | HR | $3,750 @ 20% | Nov 04, 2007 | Withdrawn |
| 231840 | Second Loan on Prosper | HR | $3,750 @ 30% | Nov 14, 2007 | Withdrawn |
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