Debt-free in a year! Relisting
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,350.00 | Status: | Expired |
| Grade: | D | DTI: | 24% |
| Lender Rate: | 21% | Borrower: | divagrace |
| Finished | State: | TX | |
| Funded: | 32% | Group: | Christian Opportunities |
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I am re-listing this because I realized one of my credit cards has a low rate and I will be paying that off with my no shopping plan. I am freeing myself from debt so I can go back to school and study foreign languages to work with international students. I am a very responsible person who had a rough year being out of work for 5 months due to my boss' financial situation. And about $3000 in school debt. I also had a substantial amount of medical bills due to an MS scare I had a few months ago. I had insurance but some MRIs are just not covered. That is how I got into debt.Now how do I plan on getting out with or without Prosper? I am planning on selling my personal belongings to live as spartan a life as possible but still have the necessities. Due to moving and reading many books on money and the materialism in this world, I have decided to get rid of unnecessary stuff that just clutters up my life. I've read some amazing books that have changed my mindset. I mean with less stuff, I have more time, and less to clean. Plus, hopefully I can be wise in the future again about purchases and so, this year, modeling my life somewhat after a book, at least the title, I haven't bought the book, I will not shop for a whole year. By not shopping I mean only buying necessities such as food and gas and paying bills for my phone and electricity and water. I have no internet, no cable, and am cutting back wherever necessary. Yet, I still intend to tithe where I feel the Lord calling me to send support. That is one of the main reasons I want to get out of debt. In getting out of debt and going back to school to further my education, I can "earn more, save more, and give more" as one pastor quoted John Wesley. In addition, I promised myself that I would be debt-free before I got married. I have been able to make the payments on my credit cards without any problem except that the high interest rate would put me in debt for 5 years instead of the 3 or in my case, 1 year out of debt that I would like to achieve. And with not shopping all year, I should be able to pay this off easily. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 26791 | Freeing myself from debt to go back to school | D | $9,000 @ 19% | Jul 26, 2006 | Withdrawn |
| 26943 | Impossibilities a reality! Debt-free in a year! | D | $9,000 @ 19% | Jul 27, 2006 | Withdrawn |
| 28730 | Wiping Out Debt For A Brighter Future | D | $4,360 @ 15% | Aug 03, 2006 | Loan created |
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