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Pay off Bills - Rebuild Credit

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Listing Information
Amount: $2,700.00 Status: Loan created
Grade: E DTI: 18%
Lender Rate: 26% Borrower: califmom
Time Left: Finished State: CA
Funded: 100% Group: HARD MONEY LOANS
Loan Information
Loan Status: Default Origination Date: 2006-08-01 EricsCC ROI: -65%
Status History
Jul 31, 2006 Current
Dec 16, 2006 Late
Dec 31, 2006 Current
Apr 17, 2007 Late
May 04, 2007 1 month late
Jun 03, 2007 2 months late
Jul 02, 2007 3 months late
Aug 02, 2007 4+ months late
Dec 29, 2008 Default
Hello,

I am a 36 year old mother of two. 

I work as an office manager, as well as a freelance web designer.  I thoroughly enjoy designing websites.

Right now things are financially tight due to some unexpected expenses, so I really need to pay off some bills, as well as clean up my credit.

Although I have had credit problems in the past, I understand the importance of good credit and wish I fully understood this at a younger age! 

I do have present accounts that are in good standing and would like to pay some balances down a bit and pay a couple of collections accounts after sending letters to the collection companies, thus trying to establish a "deal" with them.

Everyone has stress in their lives and I know that health and happiness are most important, but financial stress sure does not help! 

I really want to help to raise my credit score and know I can do so with this loan.  I would hate to fall behind on the accounts that are in good standing and really need some extra help right now to get back on my feet.  

I do not want to use my kids' photos for sympathy.

Thank you for taking the time to read this!
Borrower's Other Listings
26690 Pay off Bills - Rebuild Credit E $3,000 @ 27% Jul 25, 2006 Withdrawn

 

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