From HR to E... I'm making my way up, just need a hand.
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | E | DTI: | 37% |
| Lender Rate: | 24% | Borrower: | rtaase |
| Finished | State: | WA | |
| Funded: | 0% | Group: | (No Group) |
|
Purpose of loan: I am relisting once again, still hoping that I will get funded : ) I am at the maximum allowed interest for my state, and I really want to build a good history with Prosper. I want to establish a good payment history here as I have with all my creditors over the last six years. I will get this loan paid off as soon as possible, so I can continue the process of getting out of debt for good. I would like to get the following debt paid off with this loan. Cash Call..... $5018.00 ** I got this loan last January, and have made 12 payments of $254.03 (on time, every month), and owe a whopping $65.00 less than when the loan was originated. Due Amount: $254.03 Due Date: 2/15/2008 Loan ID: 1036782 Loan Amount: $5,075.00 Interest Rate: 59.00 % Monthly Payment: $254.03 Balance: $5,009.03 Months Remaining: 72 I am including the details of this loan, so you can see that the interest rate is 59%, and that I had started out on an 84 months term, and have paid for 12 months, and now have 72 payments left. The reason I had to get this loan, was because we had to tear out our shower due to a leak that we did not realize had been present for what they said was probably years. My son has bad asthma, and we had a serious mold problems in the bathroom walls behind the shower & under the floor. We could not get regular financing as we have a bankruptcy on our credit report from 2001. We really had no choice so we got a loan from Cash Call. You don't get statements from them.... and now I know why. I have made 12 monthly payments of $254.03 & owe them almost as much as when I got the loan. UGH!!! PLEASE HELP ME GET THEM PAID OFF!! Financial situation: I have been working with the same company for six 1/2 years, my husband has been with his company for six years. We make a good income, and have been on time with ALL our payments for the last six years. I can guarantee that my loan payments will be on time, every month until paid off. You can ask any questions, personal or otherwise that you would like to. I am completely open to your inquiries as it is your money and I want you to feel confident in my ability to pay it back. Thank you for reading! Monthly net income: $ 5400.00 Monthly expenses: $ Housing: $ 400.00 Insurance: $ 89.00 Car expenses: $ 354.00 Utilities: $ 200.00 Phone, cable, internet: $ 150.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 200.00 Credit cards and other loans: $ 1500.00 (includes payment listed above) Other expenses: $ 100.00 P.S. The public record is a bankruptcy that was discharged in 2001. My son was born in 1999 and he had some very serious health problems that prevented me from going back to work. He was in and out of the hospital several times in his first couple years, and with only one income and all the debt we incurred, we felt we had no choice but to file and start over. Since then, I have not had any late payments to any of my creditors!! Thanks again for looking! |
| Borrower's Other Listings | |||||
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| 138391 | Get out of debt, plan for the future & college tuition | E | $25,000 @ 24% | May 16, 2007 | Withdrawn |
| 138473 | Get Out Of Debt & Into A Bright Future | E | $25,000 @ 24% | May 16, 2007 | Withdrawn |
| 138626 | Leave Debt Behind and Get On With Life! | E | $25,000 @ 24% | May 16, 2007 | Expired |
| 146782 | relist @ lower amount to build history on prosper | E | $5,000 @ 23% | Jun 05, 2007 | Expired |
| 150567 | VETTED!! Trying to build a good history! State Max% | E | $7,900 @ 23% | Jun 11, 2007 | Expired |
| 158480 | VETTED! STATE MAX%... Please just take a look! | E | $5,500 @ 23% | Jun 26, 2007 | Expired |
| 163345 | VETTED! STATE MAX%... Please just take a look! | E | $2,500 @ 23% | Jul 05, 2007 | Expired |
| 168910 | VETTED! Pretty please with state max interest on top? | E | $2,800 @ 23% | Jul 13, 2007 | Expired |
| 175617 | I AM A SAFE INVESTMENT!! Guaranteed on time payments... | E | $4,100 @ 23% | Jul 25, 2007 | Expired |
| 182233 | Please... this is listing #8... Just take a look? | E | $4,100 @ 23% | Aug 07, 2007 | Expired |
| 187299 | HELP!!!! My wages are being eaten by the Cash Call monster!! | E | $5,300 @ 23% | Aug 17, 2007 | Expired |
| 192244 | VETTED!! My wages are being eaten by the Cash Call monster!! | E | $5,300 @ 23% | Aug 24, 2007 | Expired |
| 196943 | VETTED!! My wages are being eaten by the Cash Call monster!! | E | $2,500 @ 23% | Sep 04, 2007 | Expired |
| 239057 | State Max %.... Please just take a look... Thank you! | HR | $2,700 @ 24% | Nov 28, 2007 | Expired |
| 247105 | State Max %....Starting small, want to build!! | HR | $1,500 @ 24% | Dec 08, 2007 | Expired |
| 254358 | State Max %....Starting small, want to build!! | HR | $1,500 @ 24% | Dec 21, 2007 | Expired |
| 258849 | State Max %....Starting small, want to build!! | E | $1,500 @ 24% | Jan 02, 2008 | Expired |
| 263946 | There are such things as monsters... the name is Cash Call!! | E | $5,000 @ 24% | Jan 12, 2008 | Expired |
| 287397 | From HR to E... I'm making my way up, just need a hand. | E | $5,000 @ 24% | Mar 03, 2008 | Withdrawn |
| 291331 | Credit grade should be a C... Take a look and see why.... | E | $5,000 @ 24% | Mar 10, 2008 | Expired |
| 296592 | I have got to Cash Call out of my life!! Please read listing | E | $2,500 @ 24% | Mar 21, 2008 | Expired |
| 302160 | I have got to Cash Call out of my life!! Please read listing | E | $2,500 @ 24% | Mar 31, 2008 | Withdrawn |
| 327816 | I cut them up... Now I just need to pay them off!! Help? | E | $4,900 @ 31% | May 07, 2008 | Withdrawn |
| 328611 | I cut them up... Now I just need to pay them off!! Help? | E | $3,000 @ 31% | May 08, 2008 | Expired |
| 333197 | NO past due accounts & NO late payments for 7 years!! | E | $2,900 @ 32% | May 15, 2008 | Expired |
| 337821 | Paying Off Credit Cards!! Improving My Credit Grade! | E | $2,900 @ 32% | May 23, 2008 | Expired |
| 343047 | Starting at the smallest amount to build my credit. Please? | E | $1,000 @ 20% | Jun 02, 2008 | Loan created |
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