p2p lending at lending club
Looking for a Break
Homeownership Verified

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Listing Information
Amount: $10,000.00 Status: Expired
Grade: C DTI: 61%
Lender Rate: 24% Borrower: EastofEden
Time Left: Finished State: WA
Funded: 0% Group: Large Money Loans for AA,A,B,C & D Credits
I Personal Information

Single or married? Single     
Age 40
Your education experience College
A brief summary of your work history I work in a bank and have always been employed. I also work part-time at a major bookstore
How many members in your household? just me       
Home owner or Renter?  Own
(If home owner) How long have you owned your house? About two and half years
Your short term goals: I want to pay off my debts so that I can start being a lender on this site

II Financial Situation

Why you want this loan: To pay off my United Mileage Plus card. I canceled the card back when I sold my business, about two years ago. Since then, the Credit Card company will not lower my rate (why bother with a closed account?) but the rate has gotten to be too high. Currently it's at 29.99% APR and I cannot get them to lower it or work with me on this. My monthly payment on this card is $690.00 That's why I have a part-time job. I'm putting all of my extra money towards paying off this card.
Explain any bad credit : my credit is mostly good with just my debit to income being a little high, hence this loan
Your monthly net household income $2500.00
Total amount of all expenses:
Recurring Monthly payment (credit cards & other loans) $900.00
Recurring monthly bills (rent, cable, phone, electric, etc.) $1100.00

III Repayment Plan

How you plan to fit this new Prosper bill into your budget: This will give me a chance to pay off one large bill so that I can start to pay off other debts faster.

Thanks for looking... please let me know if you have any questions~
Borrower's Other Listings
95114 Discover Disaster B $5,000 @ 12% Feb 08, 2007 Loan created
257963 Looking for a Break C $15,000 @ 19% Dec 31, 2007 Expired
262631 Looking for a Break C $15,000 @ 19% Jan 10, 2008 Expired

 

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