p2p lending at lending club
I will not let you down! I need to buy a used car.

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Listing Information
Amount: $2,500.00 Status: Expired
Grade: HR DTI: 7%
Lender Rate: 35% Borrower: Diane6
Time Left: Finished State: IL
Funded: 0% Group: BuildingTree
First, I want to say Thank You to those of you who have bid on my previous postings...
I do appreciate your helping to give me the opportunity to prove myself.
Every posting, I have gotten a little bit closer, and I can't give up!


Purpose of loan:
 I am requesting this loan so that I can buy a new (used) car. My transmission went out on my old car, and it is not worth putting that kind of money back into it. I need a dependable car to get back & forth to work. 

My Financial Situation:
I have been a single mom for a long time, and have made some bad financial decisions in the past. My daughters have moved out and gone on their own, so in August, I was able to move into a great little affordable house. I am now in a position where I can start working on cleaning up my credit. Since August 31st, I have paid off 4 debtors that were on my report, and 1 that was so old, it wasn?t even on my report anymore. These are about $2000. I also have some past Wage Garnishments on my Credit Report, but these are old, and have also been paid. (I believe the dates are ?03 & ?04). I know it doesn?t look good, but I am a hardworking woman, who loves her girls more than anything, and I will do what it takes to keep things in our lives on track. I need a car to get to work, and I am able to make these loan payments on time, every month. If anyone is interested, I have copies of pay-stubs & pay-off letters for your viewing. (And my lease.) Thank you?


Monthly net income: $ 3100
Monthly expenses: $ 1659.00 / $1559 after Feb. 1st.
 
Housing: $ 795.00 ($695.00 after Feb. 1st. Because I have dogs, I have been making monthly $100.00 payments on a 3RD Security Deposit that my Landlord requested.)
   Insurance: $ 42.00 (auto) $110.00 (Health & Life)
  Car expenses: $ 75.00
  Utilities: $ 150
  Phone, cable, internet: $ 90
  Food, entertainment: $ 100.00
  Clothing, household expenses $ 60.00
  Credit cards and other loans: $ 100
  Other expenses: $ 136.00 (IRS)
Borrower's Other Listings
242674 Need new car urgently! Also, help with a Pay Day Loan HR $4,000 @ 25% Dec 02, 2007 Expired
252354 Need to buy a new car... HR $2,800 @ 35% Dec 17, 2007 Expired
255415 Trying 1 more time. Please consider.Need to buy a new car... HR $2,200 @ 35% Dec 25, 2007 Expired
258566 Re-List again. Need to buy a used car... HR $2,500 @ 35% Jan 01, 2008 Expired
263700 I will not let you down! I need to buy a used car. HR $2,500 @ 35% Jan 11, 2008 Expired
272891 Lenders, Please Consider... Low DTI, I need a Car. HR $2,500 @ 35% Jan 28, 2008 Withdrawn
272970 Lenders, Please Consider... Low DTI, I need a Car. HR $2,500 @ 30% Jan 29, 2008 Loan created

 

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