Eric's Credit Community

Purpose of loan:
(explain what you will be using this loan for)I have been in delivery for over 20 yrs, i been at my current job for almost 4 yrs, and will stay at this one (good job). This loan is for paying off high interest credit cards and to pay partner off on there part of home($1000) that we were in partnership with. Credit Cards are $4000 approx and $120 per month, Please help me secure my future for my boys and me and as Dave Ramsey says be Debt Freeeeeeeeeeeeeeee.

My financial situation:
(explain why you are a good candidate for paying back this loan) I am a hard worker that pays his bills on time and have no DQ or public records and no late payments ,the (D) on my score is from over the 50% mark on my cards (i thought if i used my credit cards to the max and paid them every month on time i would increase my score i learned that is not the case)and i have(Earned Income Credit) that is $5000 a year and i will have this at least the next 7yrs and i will receive child support of $75 per month so i will have enough to pay back this loan and i will have $120 more after i pay credit cards. If you have any questions please ask and i will answer them, thank you for looking at my loan request. I will have $524per month and  after all bills and prosper loan is paid, all income and earned income credit can be proven.  Please help this hard working father, P.S my state cap is 14.81 % i wish i could raise it... I am a Christian man that has Christian morals and will pay back this loan.

Monthly net income: $ 1970

Monthly expenses: $ 1566 with prosper loan less $120  when i pay credit cards= $ 1446
  Housing: $ 500
  Insurance: $ 100
  Car expenses: $ 120
  Utilities: $ 100
  Phone, cable, Internet: $ 100
  Food, entertainment: $ 100
  Clothing, household expenses $ 130
  Credit cards and other loans: $ 120 (will be paid with prosper loan)
  Child care $ 120
Prosper loan $176