Gaining on Debt - Consolidating First Loan
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Withdrawn |
| Grade: | E | DTI: | 13% |
| Lender Rate: | 35% | Borrower: | GIGI16 |
| Finished | State: | MN | |
| Funded: | 2% | Group: | Voyagers Financial |
|
Purpose of loan: I purchase of a 2004 Chevy Trailblazer has 34xxx miles - needed to buy by the January 11, 2007. I was holding it with $7000.00. I am planning on paying off my first Prosper Loan with this, and using the additional $1900.00 cash I used to buy the truck to replenish my account. I was just short the $2000.00 additional for this vehicle - and now own it. My payments to prosper will continue to be on time and will pay off my first Prosper Loan. My financial situation: I am a good candidate for this loan, but because my credit hit a small stumbling block in July due to identity theft - my credit will still be doing a 360 by April 2008. I am on track with this - my federal tax lien will be lifted March 1, 2008, and both repo's (not my fault and will be cleared off as I won the judgement against the dealership that allowed the vehicle to get repoed off their lot). Long story but well documented with the Minnesota Attorney General's Office. I will provide documentation and proof of my score jumping at a minimum two credit grades upon the lien and settlement clean up upon request. I am committed on this, the one bump with identity theft was a learning curve on what to expose on the internet. Monthly net income: $ 4860.00 Monthly expenses: $ Housing: $ 655.00 Insurance: $ 65.00 Car expenses: $0.00 (paid cash and outright own vehicle new vehicle now). Utilities: $ 150.00 Phone, cable, internet: $ 125.00 Food, entertainment: $ 400.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 148.00 (prosper) Other expenses: $ 100.00 I promised on my first loan I would clean up my credit given a 2nd chance, please do not look at the bump in my credit as it was beyond my control. I want and will get my old life and excellent credit back - and I will get it back by April 2008! Thanking you in advance for considering me. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 39110 | Cancer Patient Needs Financial Help | E | $2,500 @ 7% | Sep 13, 2006 | Withdrawn |
| 39449 | Recovering Cancer Patient Needs 2nd Chance | E | $3,000 @ 7% | Sep 14, 2006 | Withdrawn |
| 40269 | *Recovered Cancer Patient Needs Immediate Help* | E | $2,500 @ 7% | Sep 18, 2006 | Withdrawn |
| 42647 | **** L O O K **** 2nd Listing - Cancer Patient Needs Help | E | $1,000 @ 7% | Sep 27, 2006 | Expired |
| 46283 | *****HELP**** In Recovery Cancer Patient Needs HELP NOW! | E | $1,500 @ 7% | Oct 09, 2006 | Withdrawn |
| 47423 | +++++3rd Request+++++ Show me Prosper Works +++++ | E | $2,500 @ 7% | Oct 12, 2006 | Withdrawn |
| 55461 | I NEED GOOD PEOPLE TO GIVE ME A 2ND CHANCE | E | $3,000 @ 7% | Oct 31, 2006 | Expired |
| 58394 | ****PLEASE**** SHOW ME PROSPER WORKS! | E | $2,500 @ 7% | Nov 07, 2006 | Withdrawn |
| 59313 | ****PLEASE**** SHOW ME PROSPER WORKS | E | $2,500 @ 7% | Nov 09, 2006 | Expired |
| 64423 | My Last Hope *** PLEASE SHOW ME PROSPER WORKS*** | E | $1,500 @ 7% | Nov 20, 2006 | Expired |
| 67491 | ***I NEED HELP FROM PEOPLE WHO'VE BEEN THERE*** | E | $1,000 @ 7% | Nov 28, 2006 | Expired |
| 71532 | ***PLEASE - HELP ME MAKE THIS YEAR CLOSE OUT NICE FOR ME*** | E | $1,000 @ 7% | Dec 07, 2006 | Expired |
| 74524 | ***SANTA - - - HELP ME SAVE MY SLEIGH*** | E | $1,000 @ 7% | Dec 14, 2006 | Expired |
| 76909 | ***Please consider me for a loan*** WILL PAY OFF EARLY! | E | $3,500 @ 7% | Dec 21, 2006 | Expired |
| 136954 | ***Nice person*** Cancer in remission***Need small loan*** | E | $5,000 @ 18% | May 14, 2007 | Withdrawn |
| 138615 | Honest, hard working, ethical lady needs help! | E | $3,500 @ 28% | May 16, 2007 | Loan created |
| 233712 | Honest, hard working, ethical lady needs help! | HR | $3,500 @ 29% | Nov 18, 2007 | Withdrawn |
| 233727 | I AM NOT A HR - Explanation below! | HR | $3,000 @ 29% | Nov 18, 2007 | Withdrawn |
| 236616 | Victim of Identity Theft - Not a HR | HR | $3,000 @ 29% | Nov 24, 2007 | Withdrawn |
| 257545 | Found my dream job ***still cleaning up my credit*** | E | $8,500 @ 35% | Dec 29, 2007 | Withdrawn |
| 260499 | Found my dream job ***still cleaning up my credit*** | E | $5,000 @ 35% | Jan 06, 2008 | Expired |
| 269365 | Gaining on Debt - 95% There! | E | $1,575 @ 18% | Jan 22, 2008 | Withdrawn |
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