Getting Ready for Kids!
| Listing Information | |||
|---|---|---|---|
| Amount: | $15,000.00 | Status: | Expired |
| Grade: | B | DTI: | 28% |
| Lender Rate: | 25% | Borrower: | mvolking |
| Finished | State: | CA | |
| Funded: | 0% | Group: | (No Group) |
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Purpose of loan: This loan will be used to consolidate all my debt from credit cards and an auto loan. The credit card interest rates are out of control (upwards of 30% on some of them), and I want to be able to make one single payment a month. The main reason for wanting the prosper loan is to simplify the payments, and get rid of the debt. This is important for my new wife and I because we want to start our family next year, and want to have as little debt as possible when we have our first baby!
My financial situation: I am paying off the credit debt, but with a couple being at the 25% and 30% range, the interest is KILLING us! So we are looking to get a better interest rate, and simply the paying every month. I am a good candidate for this loan because I have never been late on a payment with anyone (my credit records shows 1 delinquency, which is from a department store card that was closed, and I am currently in the process of getting it taking off my record, as I was not delinquent) My wife and I are responsible people who just want to try and start our family on the best financial foot possible. My individual monthly net income; is $6,700.00. Please let me know if you have any questions, and thank you for supporting this loan. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 2646 | Debt Consolidation & Engagement Ring | B | $19,000 @ 14% | Mar 20, 2006 | Withdrawn |
| 3511 | Getting Married! (debt consolidation & the ring) | B | $19,000 @ 14% | Mar 25, 2006 | Expired |
| 5467 | Getting Married!! (Debt Consolidation & The Ring) | B | $15,000 @ 15% | Apr 08, 2006 | Withdrawn |
| 5777 | Time to get Hitched! (Debt Consolidation & The Ring) | B | $15,000 @ 14% | Apr 11, 2006 | Loan created |
| 253716 | Getting Ready for Kids! | B | $15,000 @ 17% | Dec 20, 2007 | Cancelled |
| 264112 | Getting Ready for Kids! | B | $17,000 @ 23% | Jan 12, 2008 | Expired |
| 274543 | Getting Ready for Kids! | B | $13,500 @ 30% | Feb 01, 2008 | Withdrawn |
| 275476 | Getting Ready for Kids! | B | $14,000 @ 30% | Feb 03, 2008 | Expired |
| 278693 | Getting Ready for Kids! | B | $13,000 @ 23% | Feb 11, 2008 | Loan created |
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