p2p lending at lending club
ADD A FURNANCE - HEAT IS BURNING MY POCKETS
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Listing Information
Amount: $10,000.00 Status: Withdrawn
Grade: B DTI: 21%
Lender Rate: 11% Borrower: profreshonal
Time Left: Finished State: NY
Funded: 1% Group: All In The Family

I really need this loan to ADD A FURNACE TO MY RENTAL PROPERTY & SEPARATE THE HEATING UTILITIES.

Story
I bought a house & since I moved out with all the remodeling done & the rents, it pays for itself & has a profit of $500/mo.


Problem
That is until the tenants broke into the thermostat & turned it up to 83o. Which I was unaware of until I received a bill for $700 for 1 mo. (which is ½ of what the entire yr cost, when I lived there). I paid someone ¼ to separate the heating & he ran off with my money. In the mean time I am still incurring these crazy utility bills.

Solution
I found a company that will add a furnace so I will not have this happen again. This project is another capital improvement & will pay for itself in the first 2 years at this rate.


The Guarantee
I am a single parent & very responsible. I pay all of my loans ON TIME (check my prosper history) I have 4 rental units & a 401K that is just shy the loan amount I am requesting & growing. I have tapped out my cash resources for right now with prior moves, attorney fees AND CRAZY UTILITITY BILLS. I pay all of my bills on time & intended to continue & even become a lender. BUT RIGHT NOW IM BEING BURNED OUT.

Monthly
net income: $     7800

expenses:
Housing: $           
3000
Car expenses: $    
400
Food, entert: $      
300
CC/other loans: $   
600
Other expenses: $  340 (New Prosper Loan)

Borrower's Other Listings
143286 We need to get moving A $6,700 @ 10% May 27, 2007 Withdrawn
143804 WE NEED TO GET MOVING A $6,700 @ 10% May 28, 2007 Loan created
396319 Starting a Family Friendly Barbershop B $11,500 @ 15% Sep 10, 2008 Withdrawn
397771 Guarenteed Investment- Starting a Family Friendly Barbershop B $11,500 @ 20% Sep 13, 2008 Expired
401613 Guarenteed Investment- Starting a Family Friendly Barbershop B $11,500 @ 20% Sep 20, 2008 Loan created

 

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