Pay and close some credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 31% |
| Lender Rate: | 18% | Borrower: | RestartedWill |
| Finished | State: | CA | |
| Funded: | 0% | Group: | (No Group) |
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Greetings. I am requesting this loan to take a few smaller balance credit cards and pay and close them. In less than 2 years, I plan to pay off my other Prosper loan and this one. I have had a perfect repayment history of my active Prosper loan, along with all my other obligations. I do not have any negatives on my credit reports, and the only reason I am an HR is that, at the moment, my credit cards are nearly maxed out. I had about six months in 2007 where I was helping to remodel the duplex I was living in to assist the single mother, and so I was leveraging my credit cards while I took a break from the workplace. I've been a software developer for over 17 years. I've had a health issue (previously diagnosed as fibromyalgia and now correctly diagnosed as PHN) for about 11 years that has affected my employment from time to time and kept me from getting ahead. I now have good treatment in place and stable work. I started a job a few months ago as a senior software engineer focusing on business intelligence with an internet search company (Connexus) where I am making $90k base plus a guaranteed minimum 10% annual bonus paid quarterly, in a role with rapidly increasing roles and responsibilities. Monthly expenses are: $1600 apartment rent, $800 auto loan, $185 auto insurance, and miscellaneous expenses. I net over $5400 monthly. My plan in 2008 is to aggressively reduce the balances on my credit cards down to at least 30% utilization. Thanks for the consideration! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 37508 | End Payday Loans and retire tax debts | E | $5,000 @ 29% | Sep 07, 2006 | Withdrawn |
| 37592 | End payday cycle and remove old taxes | E | $4,800 @ 29% | Sep 07, 2006 | Loan created |
| 263220 | Simplify financial picture | HR | $10,000 @ 35% | Jan 10, 2008 | Withdrawn |
| 263413 | Simplify financial picture | HR | $5,000 @ 35% | Jan 11, 2008 | Withdrawn |
| 264206 | Simplify financial picture | HR | $8,000 @ 35% | Jan 12, 2008 | Withdrawn |
| 266025 | Purchase computer and remove some credit cards | HR | $4,000 @ 35% | Jan 15, 2008 | Expired |
| 268664 | Close gap from starting new job | HR | $1,200 @ 18% | Jan 20, 2008 | Expired |
| 272165 | Pay down credit cards | HR | $3,500 @ 35% | Jan 27, 2008 | Expired |
| 288114 | Changing life post-disability | HR | $8,000 @ 18% | Mar 04, 2008 | Expired |
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