p2p lending at lending club
Add addition to house for business purposes
Homeownership Verified

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Listing Information
Amount: $19,969.00 Status: Withdrawn
Grade: D DTI: 21%
Lender Rate: 17% Borrower: freefallin13k
Time Left: Finished State: TX
Funded: 0% Group: PsychDoc's Group
Hi,

I want to create a home office in my house, that will be used for song writing and composing, as I am a part time musician, and want to start working on writing and composing in my free time. 

My credit report list several delinquencies, of which the majority are related to items that have been settled.  These were due to a divorce.  In addition, over half of the delinquencies are due to bad decisions I made in which I co-signed on a car that my daughter totalled and a student loan she defaulted on.  I was able to settle with the car lender, and I have began paying her student loan until she had the means too.

I have very good employment, and work for a major oil company.  My salary and bonus are well above 100k a year, and I have a substantial 401k balance in which I have been saving between 15-25% a year.  So, if something ever occurred and I was desparate, I have that option.  I have a current prosper loan, and I have never missed a payment, and plan on paying it off in March when I get my annual bonus.  My state has recently changed the limits on the personal and business loans and I have set this to the maximum allowed.

While my credit is not the best due to past problems, it is not truly a representation of my credit worthiness at the current time.   

Thank you
Borrower's Other Listings
27274 Trying to clean up credit D $8,000 @ 26% Jul 28, 2006 Loan created
267515 Trying to clean up credit D $19,969 @ 9% Jan 18, 2008 Withdrawn
267573 Trying to clean up credit D $19,969 @ 9% Jan 18, 2008 Withdrawn
271154 Add addition to house for business purposes D $17,500 @ 17% Jan 25, 2008 Expired
274508 (Relist) Add addition to house for business purposes D $19,000 @ 17% Feb 01, 2008 Expired
278798 (Relist) Add addition to house for business purposes D $15,000 @ 17% Feb 12, 2008 Withdrawn
282341 (Relist) Add addition to house for business purposes D $13,500 @ 17% Feb 20, 2008 Expired
287743 (Relist) Add addition to house for business purposes D $12,500 @ 17% Mar 04, 2008 Expired
324705 Settle outstanding collections accounts D $5,000 @ 9% May 03, 2008 Expired
332070 Re-List (sure thing) Settle outstanding collections accounts D $5,000 @ 9% May 13, 2008 Withdrawn
335454 Re-List (Tough Crowd) Payoff old debts D $9,000 @ 9% May 20, 2008 Expired
340545 Set up Home Office D $8,500 @ 17% May 28, 2008 Expired
345739 Set up Home Office D $8,500 @ 17% Jun 06, 2008 Withdrawn
345743 Set up Home Office D $5,000 @ 17% Jun 06, 2008 Expired
357013 Set up Home Office D $5,000 @ 17% Jun 25, 2008 Expired
373857 Set up Home Office D $6,000 @ 17% Jul 27, 2008 Loan created

 

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