Payoff my dental bill
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,000.00 | Status: | Loan created |
| Grade: | C | DTI: | 23% |
| Lender Rate: | 19% | Borrower: | greenvestor |
| Finished | State: | MN | |
| Funded: | 100% | Group: | Geek Power! |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2008-01-31 | EricsCC ROI: | -49% |
| Status History | |
|---|---|
| Jan 31, 2008 | Current |
| Sep 16, 2008 | Late |
| Oct 01, 2008 | 1 month late |
| Nov 01, 2008 | 2 months late |
| Dec 01, 2008 | 3 months late |
|
Purpose of loan: I am requesting a consolidation loan in order to pay off a dental bill. I had 12,000 dollars worth of work done last year but my flexible spending account only covered 4000 of it and I have payed off and additional 1500 of it. I have 6500 left to pay. This will also save me money in finance fees and greatly reduce my payments. I have been always on time with my current Prosper loan and will be with this one also. My financial situation: My name is Mike and I am a Senior Programmer Analyst for a local printing company. I have been in this profession for 14 years. I own a duplex in Minneapolis MN. I have been practicing good budgeting skills. I plan to reduce my debt over time. My credit grade was reduced from B to C due to purchase of a car. My score is around 650. The one public record I have was a 5000 dollar tax lien that was satisfied in 2005. I maintain all my bills in good standing. Plus I have nice teeth now, expensive but nice. Thanks in advance for your consideration, Mike Monthly net income: $5127 Salary $ 4232 Rental income $ 895 Monthly expenses: $4200 Housing: $ 2450 Insurance: $ 75 Car expenses: $ 525 Utilities: $ 250 (approx. in winter) Phone, cable, internet: $ 25 Food, entertainment: $ 300 Clothing, household expenses $ 100 Credit cards and other loans: $ 475 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 92054 | Credit card and auto consolidation loan | E | $9,100 @ 7% | Feb 01, 2007 | Expired |
| 136778 | Credit Consolidation | B | $7,500 @ 11% | May 14, 2007 | Loan created |
| 263023 | Credit Consolidation | C | $7,500 @ 15% | Jan 10, 2008 | Withdrawn |
| 263853 | Credit Consolidation | C | $7,500 @ 21% | Jan 12, 2008 | Withdrawn |
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