Paying off my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $22,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 27% |
| Lender Rate: | 14% | Borrower: | kendrav |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-02-04 | EricsCC ROI: | 13% |
| Status History | |
|---|---|
| Feb 03, 2008 | Current |
| May 10, 2008 | Payoff in progress |
| May 24, 2008 | Paid |
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Purpose of loan: This loan will be used to pay down credit card debt. My husband and I find ourselves in the position of so many, living in an expensive area (the San Francisco Bay Area) with credit card debt that has remained stable, but isn't reducing. We've done some very detailed budgeting, and have a serious plan for how to pay off our debt. However, because of the high cost of rent in our area, we won't be able to make more than the minimum payments on our credit cards for 6 months (when we move to a cheaper apartment), and the amount above the minimum that we will be afford when we move will be much lower than we'd like. A personal loan like this would allow us to begin paying off our debt immediately, and to pay it off much more quickly. My financial situation: I am a good candidate for this loan because I have a secure university job, with no chance of unemployment, have always made payments promptly, and am well able to afford the monthly payments. |
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