Debt Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,900.00 | Status: | Loan created |
| Grade: | C | DTI: | 25% |
| Lender Rate: | 12% | Borrower: | Guccio |
| Finished | State: | MO | |
| Funded: | 100% | Group: | Craigslisters |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-30 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Jan 30, 2008 | Current |
|
I am a single working professional who resides in Kansas City, Missouri. I travel extensively for work so am currently renting a house and sharing expenses with a roommate. I work in the healthcare industry for a Health Information Technology company that automates hospitals by implementing software for an Electronic Medical Record. I work in the consulting division as a Client Results Executive and have been with the same company for the past 6.5 years. I started right out of college with this company and have climbed the corporate ladder fast, holding many leadership positions throughout the years and averaging 1 promotion per year and have almost doubled my salary from the time I first began. In my current position, I am responsible for managing and maintaining the project implementation team for my high profile client in Fort Smith, Arkansas in which I travel too extensively. I also manage the budget and timeline to ensure that this project converts successfully. I have a salary of $75,000/yr plus the potential to earn an additional $25,000/yr if I meet my sales milestones. I am paid biweekly. The reason that I am requesting this loan is to help consolidate my credit card debt that was mostly incurred over my college years. I have since modified my spending habits and have an income that can support a loan repayment plan to work towards my goal of becoming debt free. I have formulated a plan with my financial planner to reach this goal, but need your help in providing the funding to accomplish this. Here is a breakdown of my financial statistics: Occupation: Client Results Executive Salary: $75,000/yr base with potential for bonus of $25,000/yr Length of employment: 6.7 years Total Gross Household Income: $85,000/yr (based on last years sales milestones) Total Net Household Income per month: $3413.46 (health insurance, 401K contribution already taken out) Rent: $500.00/month (have roommate) Utilities and Gas: $300.00/month Car Lease: $635.00/month Car Insurance: $109.00/month School Loan: $125.00/month Food: $400.00 Household/misc: $250.00 Prosper.com Loan $178.00/month Total: $2,497.00 ____________________________ Net Income $3413.46 Minus Total Expenses $2497.00 Left Over $916.46 (this is currently being applied to debt repayment) |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 65395 | Consolidating Credit Card Debt | C | $5,000 @ 12% | Nov 22, 2006 | Withdrawn |
| 70105 | Debt Consolidation | C | $5,000 @ 17% | Dec 04, 2006 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|