Relist:Solid Investment for You - Business Expansion for Me
| Listing Information | |||
|---|---|---|---|
| Amount: | $20,000.00 | Status: | Withdrawn |
| Grade: | B | DTI: | 22% |
| Lender Rate: | 22% | Borrower: | truelark |
| Finished | State: | NH | |
| Funded: | 8% | Group: | (No Group) |
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This is a relist. The last listing was fully funded, but I did not get my address verification into the Prosper folks in time to secure it. I apologize to everyone whose money got tied up with the last listing. I have now verified my address and have all my documentation in order so that this listing (should it get fully funded) will easily pass through the Prosper verification process and the funds will get disbursed. Thanks again to everyone who made a bid on the last listing! I am a Prosper success story and I'm looking to expand a thriving business. I have a history of good payment with prosper, a steadily improving credit report (up to a B from a C in just the past month!), and recently purchased my own farm! Read on for all the details. A year and a half ago after a series of medical and personal problems destroyed my once excellent credit I came to Prosper to get a loan to pay back a relative who had helped me out when things were rough. My credit was in the tank - HR. I had 6 delinquencies on my record and I had nowhere else to turn. The only thing I had to back me up was my 22 years of steady employment. The folks at Prosper took a chance on me and have made me a Prosper success story! I have made all my loan payments on time. I have cleaned up my credit report with the exception of one delinquency which is a disputed item. The credit card in dispute does not belong to me and I hope to have that cleared off my record in the next 30 days. I recently purchased a home. My credit rating is up to a B and on its way back to an AA. And thanks to Prosper's trust in me, besides paying my relative back I was able to pursue a life-long dream and start my own business as a part-time freelance translator while still working my full-time job. Well, business has taken off big time and I have now started my own translation agency. With the new business booming it's time to hire a full-time office manager to take over the administrative side of the house while I concentrate on the technical side. I'm looking for a loan from Prosper to fund the new employee's salary and benefits for the first 6 months as well as provide up-front money to hire freelance-contractors to help me with the work load and continue to grow my business. I will also be buying a new desktop, a scanner/printer/fax machine and will be upgrading the phones and the computer service to DSL. And of course I plan to pay off my first loan in full. Paying this loan back will not be a problem. I'm currently pulling in $1800-2400 a month from the translation work alone (in addition to my full-time salary). Thank you for considering bidding on my loan. It will give you an opportunity to make a nice return on your investment with very little risk and will help me continue on the road to financial and professional freedom! I am happy to answer any questions you might have. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 8106 | Cleaning Up and Starting Over | HR | $7,500 @ 21% | Apr 25, 2006 | Withdrawn |
| 8763 | HR with little risk to you; Make money helping me start over | HR | $7,500 @ 24% | Apr 26, 2006 | Expired |
| 14548 | HR with little risk to you; Make money helping me start over | HR | $7,300 @ 24% | May 19, 2006 | Expired |
| 18222 | HR with little risk to you; Make money helping me start over | HR | $6,100 @ 24% | Jun 07, 2006 | Expired |
| 20226 | HR soon to be AA again; Make money with NO risk to you | HR | $6,001 @ 24% | Jun 17, 2006 | Loan created |
| 249961 | A Prosper Success Story - Expanding My New Business | C | $20,000 @ 22% | Dec 12, 2007 | Expired |
| 254874 | Relist: Low Risk, High Return for You - Business Expansion | C | $20,000 @ 22% | Dec 23, 2007 | Expired |
| 258946 | Rock Solid Investment for You - Business Expansion for Me | B | $20,000 @ 22% | Jan 02, 2008 | Cancelled |
| 270634 | FInal Relist: Responsible Borrower&Lender, 2nd Prosper Loan | B | $20,000 @ 35% | Jan 24, 2008 | Expired |
| 274208 | 2nd Prosper Loan for Responsible Borrower and Lender | B | $20,000 @ 35% | Jan 31, 2008 | Expired |
| 278065 | Answer: Hard Work, Persistence, and the Ability to Change | C | $15,000 @ 20% | Feb 10, 2008 | Loan created |
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