For A Better Life and Less Stress
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Expired |
| Grade: | C | DTI: | 42% |
| Lender Rate: | 27% | Borrower: | jds780 |
| Finished | State: | GA | |
| Funded: | 0% | Group: | PsychDoc's Group |
|
Thank you for taking your time to take a look at my request
for this loan from Prosper. As you can see I currently have one Prosper loan
and it has been a very good experience. This is why I am back for another
round. Well, it?s not the only reason but it is one reason. I want to keep this real for anyone who takes a look at this request. I see hundreds of requests on this site asking for loans to reduce debt. The fact is, it is not a debt reduction if I request a loan to payoff other debt. It is only replacing a few debts for another. I am not going down that path. The path I want to take is to consolidate my debt into one payment for ease of use.As you will see when you look at my past credit history, I have had my problems. Much of the difficulty was the result of 25% in pay cuts that I took as a result of my employer filing for bankruptcy. This was a very difficult time for me and 50000 other employees. I let a couple of bills slip. Since we exited bankruptcy I have worked diligently with my creditors to get these debts resolved. I am succeeding.The debts below are what I would like to consolidate and have one payment from my Credit Union account to Prosper.The list below is what I intend to use the loan to pay. I will be asking for $7500.00. Home Depot - $700.00 JC Penny - $1800.00 Dell - $745.00 State of - $792.00 Visa - $900.00 HHGregg - $2400.00If you take a look at my previous Prosper loan you will see that we have never been late or behind and are ahead of our payment schedule. We have never been late on any car payments or house payments and never will be. Please consider helping us by funding this loan and may God bless you regardless of your decision to help or not. I will gladly provide any documentation a prospective lender asks for within reason in order to get this loan funded. The debt to income ratio for this loan is somewhat skewed due to the fact that I am not allowed by Prosper to include my spouses $30000.00 annual income. I can provide that documentation as well.Thank you. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 26799 | Credit Cards and IRS | B | $4,000 @ 14% | Jul 26, 2006 | Expired |
| 28500 | Second Attempt -- Credit Card / IRS Bill | B | $3,001 @ 15% | Aug 02, 2006 | Loan created |
| 226214 | Braces and Bills | C | $5,800 @ 18% | Nov 05, 2007 | Withdrawn |
| 252977 | For A Better Life and Less Stress | C | $12,500 @ 23% | Dec 18, 2007 | Withdrawn |
| 253133 | For A Better Life and Less Stress | C | $12,500 @ 23% | Dec 19, 2007 | Expired |
| 258020 | For A Better Life and Less Stress | C | $9,500 @ 25% | Dec 31, 2007 | Expired |
| 262727 | For A Better Life and Less Stress | C | $8,500 @ 25% | Jan 10, 2008 | Withdrawn |
| 284454 | For A Better Life and Less Stress | C | $6,000 @ 22% | Feb 26, 2008 | Loan created |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|