p2p lending at lending club
SECOND LOAN WITH PROSPER rather pay you then bank

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Listing Information
Amount: $4,000.00 Status: Expired
Grade: C DTI: 182%
Lender Rate: 33% Borrower: goodguy01
Time Left: Finished State: MO
Funded: 0% Group: (No Group)
Purpose of loan:
This loan will be used to? pay off a loan that I co-signed for my daughter and son in law.

My financial situation:
My dept/ratio is high, because it does not include my wife's income.  We are both retired.  I co-signed a car loan for my daughter and son in law.  They have fallen behind on their bills,  which shows up on my credit report as delinquent.  I want to pay this off and get my credit back to normal.

Monthly net income: $ 2800.00

Monthly expenses: $
  Housing/utilites:  $ 600.00
  Food/ente: $300.00
  Medical:  $150.00
  Credit cards: $200.00
  Prosper loan: $170.00
  Misc: $100.00

Total expenses:  $1520.00   leaving  $1280:00


This is my second loan with prosper.  I would rather pay Prosper then banks.

Thank you.
  
   
  
Borrower's Other Listings
65732 testing prosper before lending C $7,000 @ 20% Nov 23, 2006 Withdrawn
66546 TEST RUN BEFORE LENDING dept to income wrong C $4,000 @ 29% Nov 26, 2006 Loan created
254222 2nd loan with Prosper/ dept ratio wrong C $4,435 @ 27% Dec 21, 2007 Expired
258701 PAYING OFF LOAN I CO-SIGNED ON/ dept ratio wrong C $4,400 @ 29% Jan 01, 2008 Expired
275103 REINVEST MONEY dept ratio too high see listing C $18,000 @ 30% Feb 02, 2008 Withdrawn
275138 REINVEST MONEY dept ratio too high see listing C $6,900 @ 33% Feb 02, 2008 Withdrawn
277644 REINVEST MONEY dept ratio too high see listing C $5,800 @ 29% Feb 09, 2008 Withdrawn
278255 CO-SIGNED ON A LOAN they fell behind I want to pay it off C $4,800 @ 33% Feb 11, 2008 Withdrawn
279825 CO-SIGNED ON A LOAN they fell behind I want to pay it off C $3,800 @ 33% Feb 14, 2008 Withdrawn
281313 CO-SIGNED ON A LOAN/ WANT TO PAY OFF- DTI is wrong C $3,800 @ 34% Feb 18, 2008 Expired
283481 CO-SIGNED ON A LOAN/ WANT TO PAY OFF- DTI is wrong C $3,800 @ 23% Feb 23, 2008 Loan created

 

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