Getting life back together with better credit
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,750.00 | Status: | Expired |
| Grade: | D | DTI: | 10% |
| Lender Rate: | 35% | Borrower: | jradcl |
| Finished | State: | ND | |
| Funded: | 0% | Group: | P2P Financial |
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Purpose of loan: I'm looking to get my high interest debt into one payment. I made the mistake of taking out a couple payday loans to catch up, but that was a mistake. Now I'm struggling with that and to make my payments for everything else. My credit was tarnished within the past couple of years. I was going to school out of state; then my Mother became ill. I started dealing with a lot of anxiety and depression. I moved home and had a hard time financially and mentally. I missed on a few payments and defaulted on my school loan. I'm currently a couple of payments away from getting my schools loans out of default status. Now if I could catch up with everything else that would make a world of difference. I'm currently dealing with my anxiety but have been on a good track for the past year. Really I'm looking to start with a new loan to rebuild my credit. I would to be able to return to school. It would be very difficult to do so with bad credit. This would be a great start. I've learn the hard way how important good credit is. My financial situation: I've been working for the same company for 3 years now. I enjoy working for them. It's a union job and has great job security. I'm paid bi-weekly. I'm also currently working a couple of shift as a bartender to help pay little expenses like utilities and car expenses. Monthly net income: $ 1600 Monthly expenses: $ Housing: $ 317 Insurance: $ 68 Car expenses: $ 95 Utilities: $ 30 Phone, cable, internet: $70 Food, entertainment: $ 150 Clothing, household expenses $ 40 Credit cards and other loans: $300 Other expenses: $ 100 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 242350 | Looking to improve credit and save on interest payments | D | $3,500 @ 18% | Dec 02, 2007 | Withdrawn |
| 252236 | Fresh start to better credit!!! | D | $3,500 @ 23% | Dec 17, 2007 | Expired |
| 259772 | Fresh start to better credit!!! | D | $3,500 @ 29% | Jan 03, 2008 | Expired |
| 262973 | Fresh start to better credit!!! | D | $3,500 @ 32% | Jan 10, 2008 | Expired |
| 315272 | Auto Repair, debt consolidation | D | $4,500 @ 22% | Apr 21, 2008 | Withdrawn |
| 323510 | Improve credit with one payment at a time!! | D | $4,500 @ 35% | May 01, 2008 | Expired |
| 335399 | Looking to consolidate credit card debt and increase credit | D | $3,000 @ 35% | May 19, 2008 | Expired |
| 347657 | Looking to consolidate credit card debt and increase credit | D | $4,500 @ 35% | Jun 09, 2008 | Expired |
| 351687 | Looking to consolidate credit card debt and increase credit | D | $1,500 @ 27% | Jun 18, 2008 | Expired |
| 382262 | Rebuilding credit! | C | $3,500 @ 18% | Aug 13, 2008 | Loan created |
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