Consolidate several small credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Loan created |
| Grade: | D | DTI: | 28% |
| Lender Rate: | 20% | Borrower: | 1fulltimejobfor20yrs |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 3 months late | Origination Date: | 2008-01-31 | EricsCC ROI: | -63% |
| Status History | |
|---|---|
| Jan 31, 2008 | Current |
| Aug 15, 2008 | Late |
| Sep 01, 2008 | 1 month late |
| Oct 01, 2008 | 2 months late |
| Nov 01, 2008 | 3 months late |
|
Purpose of loan: This loan will be used to payoff several low limit cards. Paying one bill will be much easier then paying six. I also will be avoiding the annual fees that they charge. Getting out of debt is to start on the smaller bills first. So that's what I'm focusing on. I'd rather pay interest to every day hard working people like yourself rather then you know who. My financial situation: Yearly Gross Pay: 38k I've paid my bills on time for several years. I need to shrink the number of accounts that I currently pay each month. My credit score is just below a C score here at prosper. Monthly expenses: All expenses with an * are 50% of total that I split.. Housing: *$325 Car Insurance: *$50 Gas for Car: $150 Utilities: *$100 Phone, cable, internet: *$45 Food, entertainment: *$150 Clothing, household expenses $50 Credit cards and other loans: $650 ( includes $348 payment above) Other expenses: $ |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 254010 | Get a better rate to pay down debt | D | $12,500 @ 19% | Dec 23, 2007 | Withdrawn |
| 254839 | Get a better rate to pay down debt | D | $12,500 @ 21% | Dec 28, 2007 | Expired |
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