Eric's Credit Community

Thank you so much for helping me back in January last year. The loan helped me move out of the paycheck to paycheck cycle. As you can see I was able to make the payments and was able to pay it off sooner in hopes of a larger loan.

Income: 2200 ( Have Proof)
Plus Child Support: 400 ( Have Proof)
2nd Income: 3800 ( Have Proof)

Biils: After Prosper
Mortgage: 530( if closing on house occurs)
Lights: 275.00
Phones: 150.00
Daycare: 600 
  Prosper: 100.00 est ( new loan)
Car note 1: 355
Car Note 2: 546
Insurance: 205
Chruch:200
Savings: 400

Total: 3433
Remaining: 2967 remaining for the savings as well as pay off on loans mention above. 

Total I will be paying off:

Dell: 2500 Interest Rate is 29.79%
CC: 2500 @ 19.99%

Its only letting my interest at 7.61% Prosper says its because of the state limit if I could I would bid at least 14% but it just won't let me. Please help payoff this higher interest rates so that I can save more and give the interest to you guys instead of the cc and stores. I would really appreciate it. I want to request more for other debts but I feel that with the interest rate its only allowing to have just isn't fair on a HIGH RISK Credit Score. But I can pay this back I have a great secure job and so does my husband. We can do this we promise!!!

Please ask any questions.