NEED TRANSMISSION in VEHICLE
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Expired |
| Grade: | D | DTI: | 17% |
| Lender Rate: | 8% | Borrower: | evaggelia67 |
| Finished | State: | TX | |
| Funded: | 0% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
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Texas maximum interest rate is 8.78%, I would like it to be more but unfortunately the state won't allow it. Thanks for taking the time to review my loan. Purpose of loan: I am in dire need of a new transmission for my only vehicle. This goes beyond mere inconvenience, as being a woman in a rural environment, being stranded has become a personal safety issue for myself and my children. About me & my budget: I am a very good candidated for this loan because I am committed to raising my credit scores since past layoffs and such that caused my credit scores to fall. Recent fall is a result of Identity Theft and we are still in process with the law enforcement, bank and credit bureaus to clear up whatever is NOT my purchases Read more below.... I have worked as administrative assistant for over ten years at the same university where I am attending my last semester of classes. I make $45,000 a year (around $3500 per month net take-home pay), and am extremely stable jobwise. Here's a breakdown: Monthly Income: $3500.00 net Current Expenses: $ 2361.00 monthly house payment: $650.00 phone/utility: $300.00 insurance (car & home) : $350.00 car payment : 0.00 student loan : 0.00 credit cards : $200.00 tax payment : $100 current Prosper loan: $161.00 incidental expenses (gas, food) : $600 That leaves more than enough income to cover the automatic deduction payments for the Prosper loan. About that D- please take a closer look! I am currently disputing my credit reports since I've never looked at them before, I have been a victim of identity theft this past year and have several items that are on my report that do NOT belong to me and items that were paid off when I refinanced our home 4 years ago!!! ( For those that don't check their credit report, PLEASE CHECK YOURS regularly!) I hope you'll consider investing in me a second time so that I may get my credit back in good standing and my vehicle running!!! I am in my last semester of college and plan on staying at the University after I graduate in May 08 with a promise of a salary increase. Thank you in advance for your consideration!!! Feel free to email me with any questions.- |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 11168 | Pay off debts outstanding | C | $18,000 @ 22% | May 04, 2006 | Withdrawn |
| 11700 | Consolidate all old debts | C | $18,000 @ 18% | May 06, 2006 | Withdrawn |
| 12879 | Second Chance | C | $15,000 @ 15% | May 11, 2006 | Withdrawn |
| 13945 | Second Chance | C | $12,000 @ 17% | May 17, 2006 | Expired |
| 16284 | Second Chance - Please! | C | $12,000 @ 17% | May 27, 2006 | Withdrawn |
| 17145 | Paying off OLD DEBTS!!! | C | $8,000 @ 19% | Jun 01, 2006 | Withdrawn |
| 17279 | Help Pay Off Old Debts | C | $4,500 @ 18% | Jun 01, 2006 | Loan created |
| 257086 | Pay off present Prosper loan and clean up credit report | D | $9,500 @ 8% | Dec 28, 2007 | Withdrawn |
| 258859 | 2nd Prosper Loan--Never Late, Need Transmission for car | D | $4,000 @ 8% | Jan 02, 2008 | Withdrawn |
| 259852 | 2nd Prosper Loan--Never Late, Need Transmission for car | D | $2,500 @ 8% | Jan 04, 2008 | Withdrawn |
| 261678 | Attempt to increase credit score after identity theft! | D | $8,000 @ 9% | Jan 08, 2008 | Withdrawn |
| 263632 | Attempt to increase credit score after identity theft! | D | $3,500 @ 9% | Jan 11, 2008 | Withdrawn |
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