College repayment and credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,400.00 | Status: | Loan created |
| Grade: | C | DTI: | 19% |
| Lender Rate: | 23% | Borrower: | Pipesean |
| Finished | State: | MO | |
| Funded: | 100% | Group: | Have Money - Will Bid |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-25 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Jan 25, 2008 | Current |
|
Hello and thank you for viewing my listing. I'm a happily married woman and have the most beautiful little boy ever. I am a consultant and work in Government Relations. I am also in or was in college full time working on my BA. Here?s the story, I have been in college for the past three years, and all was well until last October. I had to have an emergency operation which made me put school and basically life on hold for about six weeks. This happened right in the middle of classes so I now have to pay back the cost of two classes which equals about 3000.00 before I can resume school. I also thought that I would go ahead and pay off my credit cards all in one swoop. I?m not really sure how to stress the importance of my going back to school except by saying this: I am a mother, a wife, and a daughter ? in order for me to properly care for my family I need a career not a job, I need a degree to advance in life and I need to show my children that nothing they want to do in life is ever to late. I need to be able to care for my parents when they can no longer do it themselves and I need to have a sense of worth. I truly appreciate all who decide to help me and my family ? I have had a previous loan with prosper and have not faltered once on a payment. I will again make paying all of you back a number one priority. I will be happy to answer any and all questions that you may have and if need be, I can show proof of my debt. The current estimated cost to pay back the college and credit cards is $ 4,400. I have been working at the same job for the past three years (Government Relations). We know how important it is to repay our debt and I promise you that we will not falter on a single payment. My current monthly net income from my full time job is $1,400. My Husband also works, and takes home $3,000. Our total monthly income is $4,400. Here's my monthly budget with the prosper loan in place: 715 ? Mortgage 120? Gas 65 ? Water 80 - Electricity 145 - Telephone 301 - Car Payment 180 - Other Credit Cards Not paid off with loan 300 ? Groceries 200 ? Recreation 83 - Internet 65 ? Student loans 433-child support, husband 500-to help parents business 200 ? Auto gas 200 - Car insurance -------------- 3,587 - total monthly expenditures As you can see, I have over $813.00 left over, not only for my Prosper Payment but for savings and emergencies so that I never get into this situation again. I promise that my payment to Prosper will be my top priority each month. In fact, I am going to have Prosper automatically withdraw my payments so that everyone, including myself, knows that my payment will be made on time, every time. Thank you for giving us this opportunity and thank you for the opportunity to go back to school. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 116019 | Son needs dental work quickly | E | $3,800 @ 24% | Mar 26, 2007 | Withdrawn |
| 116077 | Son needs dental work quickly | E | $3,800 @ 24% | Mar 26, 2007 | Withdrawn |
| 116367 | Son Needs Braces | E | $3,800 @ 20% | Mar 27, 2007 | Loan created |
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