Consolodating and paying off credit cards and college debt

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Listing Information
Amount: $8,000.00 Status: Loan created
Grade: D DTI: 42%
Lender Rate: 20% Borrower: DTF83
Time Left: Finished State: MI
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-25 EricsCC ROI: 17%
Status History
Jan 25, 2008 Current
Purpose of loan:
This loan will pay off credit card debt with high interest rates that accumulated while I was putting myself through college and my first couple (low paying) years of my career. 

My financial situation:
I am a good candidate for this loan because I have a great, steady, well paying full-time career.  I'm financially responsible, and am looking to consolidate my debt to pay it off quickly and start saving money for the future (home, family, etc.).  I have a well thought out budget that will get me out of debt quickly, and hopefully allow me to help others in my situation in the future.

Monthly net income: $3,200

Monthly expenses: $2,147
  Housing: $500
  Insurance: $0 (work pays for it!)
  Car expenses: $409
  Utilities: $88
  Phone, cable, internet: $0 (work pays for it!)
  Food, entertainment: $150
  Clothing, household expenses $ As needed...
  Credit cards and other loans: $800
  Other expenses: $200 (Miscellaneous)
Borrower's Other Listings
251760 Cosolodating and paying off credit cards and college debt D $12,500 @ 24% Dec 16, 2007 Expired

 

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