LOOK!! Paying Vehicle Sales Tax
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,000.00 | Status: | Loan created |
| Grade: | HR | DTI: | 28% |
| Lender Rate: | 7% | Borrower: | rrodez01 |
| Finished | State: | AR | |
| Funded: | 100% | Group: | BuildingTree |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | 1 month late | Origination Date: | 2008-01-23 | EricsCC ROI: | -58% |
| Status History | |
|---|---|
| Jan 23, 2008 | Current |
| Jun 10, 2008 | Late |
| Jun 18, 2008 | Current |
| Dec 09, 2008 | Late |
| Dec 24, 2008 | 1 month late |
|
About me Well i am a 19 year old that is wanting to improve credit.I am responsible on making sure i make my payments on time.First work then play right?Ive worked at Fletcher Honda for about 8 months and im planning to stick with them for a while.The reason my credit score is so poor is because i only was getting credit for one card and then i got an auto loan and another card.Also because of my limited credit history.So now my credit is improving and it will continue to improve.I wanna strengthen it.My plans for the future is to be out of debt and have a succesful buisness.The reason my debt to income is high is because of my credit cards which are being paid on time and because of my auto loan which has also been paid on time.Once i get this loan and i am able to get a second job that debt to income will decrease.This loan is the first step that i need.The reason i am in this situation is because my vehicle sales tax were not thrown into the car deal.So now i have to get the sales tax by myself.Hopefully with your help i can raise the money for them.At this time my city's code enforcement has gave me a warning for having an unregistered vehicle on my property.I can assure you i am committed into repaying this loan on time every month.It would mean so much to me if i got this money because it would help me and my family out by a lot.No one else in the household drives a car.So this car is our only means of transportation for my family.Right now i cant drive the car so its hard for me and my family to go out and pay bills and by groceries.It is that important.I would be so grateful if i got this loan. Purpose of loan:The purpose of this loan is so i can pay my vehicle sales tax which is past due and is at $1,000 or more.Once i pay the vehicle sales tax i will be able to register my car.So i can get my car back on the road.I also want this loan so i can strengthen my credit so i can have a better score and a better credit score.My Experian Credit Score Plus says its at 667 but on here its in the HR range. My financial situation:I would make a good borrower because i want to take care of my credit so with a loan i will be able to strengthen it.Since i am taking care of my credit i assure you i will make every monthly payment until it is paid off and i pay above the minimum payment.With this loan i will be able to register my car so i can get a second job so i can repay my debts quicker. Monthly net income: $ 1,300 My family monthly income with my mom is at 3,000 Monthly expenses: $ 450.00 Housing: $ Insurance: $ Car expenses: $ Utilities: $ Phone, cable, internet: $ 39 for phone and $50 for internet. Food, entertainment: $ Clothing, household expenses $ Credit cards and other loans: $ 20.00 for one card and another 20.00 for another card.and $310 for a car payment Other expenses: $ I i believe i would make a good borrower.I just need the chance.Everyone needs a second chance right? |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 228743 | Paying Vehicle Sales Tax | HR | $1,200 @ 8% | Nov 08, 2007 | Withdrawn |
| 228776 | Paying Vehicle Sales Tax | HR | $1,200 @ 8% | Nov 08, 2007 | Withdrawn |
| 232705 | Paying Vehicle Sales Tax | HR | $1,200 @ 8% | Nov 16, 2007 | Withdrawn |
| 233961 | LOOK!! Paying Vehicle Sales Tax | HR | $1,200 @ 8% | Nov 19, 2007 | Expired |
| 243904 | LOOK!! Paying Vehicle Sales Tax | HR | $1,200 @ 8% | Dec 04, 2007 | Expired |
| 260160 | LOOK!! Paying Vehicle Sales Tax | HR | $1,000 @ 7% | Jan 04, 2008 | Withdrawn |
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