p2p lending at lending club
TIRED OF HIGH INTEREST CARDS IMPROVING CREDIT!
Homeownership Verified

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Listing Information
Amount: $10,000.00 Status: Expired
Grade: E DTI: 31%
Lender Rate: 12% Borrower: HARLEYRIDER1959
Time Left: Finished State: MO
Funded: 0% Group: 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group
Hello, recently I have had some unexpected changes in my life occur. I let someone else be in charge of my finances and have foung out they were totally mismanaged without my knowledge of situations.

My cards used to carry lower interest rates. Now they have jumped dramatically to 30% due to the mismanagement of payments. I have called requesting interest to be lowered but get refused do to late payments that were made without my knowledge.

I have taken over control of my finances again and I want to pay these cards off and get my rates back down to where they were originally.

I have been at the same job for over 25 years now. I have been working overtime to get my finances back in shape. I used to have a credit rating of a B type but now because of this my credit rating has decreased. My income ratio is not as high as stated on here. It is at 23%.

I really need some help getting back on track!  If my loan is funded payments will be over monthly payment and on time. I would also like to become a lender in the near future and help others in need after my affairs are in order again. Thanks so much!
Borrower's Other Listings
25322 LEFT HOLDING THE BAG & HIGH INTEREST! E $10,000 @ 9% Jul 18, 2006 Withdrawn
27917 A NEW DAWN WANT MY GOOD CREDIT RATING BACK! E $10,000 @ 13% Jul 31, 2006 Expired
28995 A NEW DAWN & GET MY GOOD CREDIT RATING BACK RELISTING! E $10,000 @ 13% Aug 04, 2006 Expired
30706 A NEW DAWN & GET MY GOOD CREDIT RATING BACK RELISTING D $10,000 @ 13% Aug 11, 2006 Expired
31846 A NEW DAWN & GET MY GOOD CREDIT RATING BACK!! D $10,000 @ 16% Aug 16, 2006 Expired
39082 CONSOLIDATION LOAN FOR HIGH INTEREST CARDS! E $10,000 @ 16% Sep 13, 2006 Expired
41106 CARD CONSOLIDATION RELISTING E $10,000 @ 16% Sep 21, 2006 Expired
44942 CONSOLIDATION AND GET RID OF HIGH INTEREST! HR $10,000 @ 19% Oct 05, 2006 Expired
51929 TEARING UP HIGH INTEREST CARDS! RELISTING! HR $10,000 @ 22% Oct 23, 2006 Withdrawn
53678 CONSOLIDATION LOAN FOR A BETTER FUTURE! E $8,500 @ 19% Oct 26, 2006 Withdrawn
55468 CONSOLIDATION LOAN & IMPROVE CREDIT SCORE!! E $8,500 @ 24% Oct 31, 2006 Withdrawn
56397 CONSOLIDATION 8TH LISTING & STILL KEEPING THE FAITH!! E $8,500 @ 24% Nov 02, 2006 Loan created
291051 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 23% Mar 10, 2008 Withdrawn
291633 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 21% Mar 11, 2008 Withdrawn
291650 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 21% Mar 11, 2008 Expired
294116 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 21% Mar 17, 2008 Withdrawn
296420 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 24% Mar 20, 2008 Withdrawn
298215 REFINANCE CURRENT PROSPER LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 30% Mar 24, 2008 Withdrawn
298906 2nd LOAN 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 31% Mar 25, 2008 Withdrawn
298941 2nd LOAN 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 31% Mar 25, 2008 Expired
301672 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 29% Mar 30, 2008 Withdrawn
301677 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 29% Mar 30, 2008 Withdrawn
301688 1st LOAN 16 PAYMENTS NEVER LATE! HR $5,000 @ 29% Mar 30, 2008 Expired
306737 RELIST_17 PAYMENTS NEVER LATE! HR $5,000 @ 29% Apr 09, 2008 Expired
310240 1st Loan -17 PAYMENTS NEVER LATE! HR $5,000 @ 29% Apr 14, 2008 Expired
411906 LENDER BORROWER NEEDING TO CONSOLIDATE DEBT E $5,000 @ 29% Oct 11, 2008 Withdrawn
412711 2nd PROSPER LOAN 23 PAYMENTS & NEVER LATE E $5,000 @ 23% Oct 13, 2008 Withdrawn
413009 2nd PROSPER LOAN NEED HELP RE-COOPING FROM BEING ON STRIKE! E $2,900 @ 30% Oct 13, 2008 Withdrawn
413995 2nd PROSPER LOAN- E $2,900 @ 30% Oct 15, 2008 Cancelled

 

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