higher interest rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Loan created |
| Grade: | E | DTI: | 7% |
| Lender Rate: | 22% | Borrower: | treewoman2 |
| Finished | State: | IL | |
| Funded: | 100% | Group: | 435 Supporting Lenders - Get FUNDED @ LOWER % than ANY group |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2006-08-04 | EricsCC ROI: | -71% |
| Status History | |
|---|---|
| Aug 03, 2006 | Current |
| Sep 19, 2006 | Late |
| Oct 05, 2006 | 1 month late |
| Nov 06, 2006 | 2 months late |
| Dec 04, 2006 | 3+ months late |
| Dec 05, 2006 | 2 months late |
| Dec 07, 2006 | 3+ months late |
| Jun 01, 2007 | Default |
|
Hi, I am relisting my loan and hoping for some much needed help. My previous request for help with tuition has taken care of itself, thanks to a school grant. Let me tell you why I need a loan, I am asking for $2500.00 to finish paying off bills so I can have a true fresh start. I really would really like to pay off the people in my family who helped us.I would like to pay off the $610.00 to T-Mobile that's on my credit report, Pay my dad $1000.00, and my mother-in-law the rest $990.00. The ambulance bill on my credit report is being paid by State Farm. I know it on my credit report it says we are homeowners but we are not anymore. Let me explain, About two and a half years ago I lost my job and my husband had his hours cut. He went from 60 a week to 35 to 40 hours if we were lucky.That was a huge cut for us financially,we had to make decisions like pay the electric and eat or the mortgage.We did try to work things out with the mortgage company but the payment they wanted was higher than what we were earning at the time so unfortunately we lost our home in foreclosure. Things are much better now, we are both working and have wonderful jobs. We've rented a nice home with the option to buy when we are ready. We can truly afford the payments we just cannot get a loan from a traditional lender due to our past credit history.I make 750.00 a month and my husband makes 4800.00. Our rent is $1500.00, utilities are $350.00 and we have one car payment of $308.00.Plus food which is around $650.00 per month, and car insurance of $108.00. The payment would never be late and hopefully paid in full before the 3 years are up. Please consider helping me as we have no where else to go. We would truly appreciate it!!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 18643 | tuition for my son | HR | $3,500 @ 9% | Jun 09, 2006 | Expired |
| 22173 | Help with tuition | E | $5,500 @ 9% | Jun 29, 2006 | Withdrawn |
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