2nd Prosper Loan-Pay Off Credit Cards-State Max %
| Listing Information | |||
|---|---|---|---|
| Amount: | $1,200.00 | Status: | Loan created |
| Grade: | E | DTI: | 14% |
| Lender Rate: | 21% | Borrower: | Juls404 |
| Finished | State: | OH | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-01-25 | EricsCC ROI: | 20% |
| Status History | |
|---|---|
| Jan 25, 2008 | Current |
| Dec 06, 2008 | Payoff in progress |
| Dec 12, 2008 | Paid |
|
Purpose of loan: Thanks to all who bid on my first Prosper loan. I will be using these funds to pay off a couple of credit cards. The APRs on those range from 23-29%. I hold a sales position with an international consulting group. My degree is in business administration, and my background is in executive recruiting and sales. I have owned my own home for the last three years. So far, I've completed $10K in home improvements. I really enjoy doing most of the work myself, including putting a patio in my backyard. In addition to my house, I own a timeshare, free and clear, in Myrtle Beach. My current financial situation is good; I just had some unexpected home repairs in the fall. I'm expecting an income tax refund of roughly $900, which will also be applied to my debts. Last year, I made just under $48K. I have no dependents. The two inquiries in my credit file are from my attempt to get my mortgage refinanced to a lower rate, which didn't materialize. I am determined to get this accomplished in 2008. Thank you for your consideration. Monthly expenses: 2560 Housing: $ 1500 (Mortgage & home equity loan) Insurance: $ 90 Car expenses: $ 100 (no car payment) Utilities: $ 150 Phone & internet: 0 (my employer pays) Food, entertainment: $ 140 Clothing, household expenses $ 30 Credit cards and Prosper #1: $ 550 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 136863 | Dental/Medical Bills | D | $2,500 @ 17% | May 13, 2007 | Loan created |
| 251081 | Pay Off Credit Cards | E | $4,900 @ 19% | Dec 15, 2007 | Withdrawn |
| 251264 | Pay Off Credit Cards | E | $3,000 @ 19% | Dec 15, 2007 | Withdrawn |
| 252533 | Pay Off Credit Cards | E | $2,900 @ 22% | Dec 18, 2007 | Withdrawn |
| 254698 | Pay Off Credit Cards | E | $1,600 @ 22% | Dec 27, 2007 | Expired |
| 259663 | 2nd Prosper Loan-Pay Off Credit Cards-Relist | E | $1,500 @ 22% | Jan 03, 2008 | Withdrawn |
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