back to school higher interest rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 32% |
| Lender Rate: | 35% | Borrower: | smooshkins |
| Finished | State: | IL | |
| Funded: | 0% | Group: | Brighter Financial Future |
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I am a Certified Respiratory Therapist (CRT). I have been in my field for 12 years and have been promoted to Clinical Instructor. I have the honor of training Respiratory Therapy students and serving my fellow Therapists' continuing education needs. I need to go back to school to meet the educational requirements of my new position. The funds I am borrowing will be used to cover tuition, household expenses, childcare, exam refresher course and Registered Respiratory Therapist (RRT) exam. Once I pass my exam, I will receive a significant pay increase on top of the increase I have already received with my promotion. This will be my second loan through Prosper. I have had no difficulty paying my current Prosper loan with automatic transfer from my checking account. The delinquents that are showing occurred while I was on materninty leave with my youngest. We are clearing them up now that I am back to work. I feel that we are a good risk to loan to because I am a hard worker and have kept up with my payments other that what has been noted above. Please drop a message if you have any more questions! Monthly income $3,000 Housing: $625 Utilities: $400 Cable/internet/phone: $160 Prosper loan (current): $72 Car note: $365 Car and renters insurance: $120 Credit cards: $300 Groceries (family of 5): $500 TOTAL $2542 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 32273 | Need to get out of "Pay Day" loan cycle | C | $2,000 @ 17% | Aug 18, 2006 | Loan created |
| 254211 | Money for college | HR | $8,000 @ 20% | Dec 20, 2007 | Withdrawn |
| 255768 | back to school to teach | HR | $5,000 @ 28% | Dec 26, 2007 | Expired |
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