Debt consolidation and reduction
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,500.00 | Status: | Loan created |
| Grade: | B | DTI: | 28% |
| Lender Rate: | 24% | Borrower: | xrvas |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Paid | Origination Date: | 2008-01-25 | EricsCC ROI: | 23% |
| Status History | |
|---|---|
| Jan 25, 2008 | Current |
| Sep 01, 2008 | Payoff in progress |
| Sep 06, 2008 | Paid |
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Purpose of loan: This is a straight forward debt-reduction loan which will be used to consolidate and eliminate my current high interest rate credit card debt. This loan will help me eliminate my credit debt, by reducing my payments by as much as $300 per month, as well as give me a specific time line to do so. My financial situation: The delinquent $44 is a disputed item with my previous cell provider and is in the process of being cleared up. I have a very stable job as a software engineer for a very solid company, Agilent Technologies. I am a good candidate for this loan because my monthly income allows me to make sure that my loan payments will be made on time. After I graduated from college I had more than $20,000 of high interest credit card debt, of which I have already paid down more than $10,000. I just found out about Prosper, and now that I have only $10,000 left to pay down, I would appreciate your help in obtaining a lower interest rate. I will have no trouble making sure that my payments are made in a timely manner. You can feel secure in your bid! Monthly net income: $ 5000 Monthly expenses: $ Housing: $ 400 Insurance: $ 100 Car expenses: $ 100 Utilities: $ 50 Phone, cable, internet: $ 120 Food, entertainment: $ 400 Clothing, household expenses $ 50 Credit cards and other loans: $ 1100 ($300 is for an auto loan which will be paid off in March) Other expenses: $ 100 |
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