Pay Down Higher Interest Credit Card
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Expired |
| Grade: | C | DTI: | 47% |
| Lender Rate: | 15% | Borrower: | barter1 |
| Finished | State: | FL | |
| Funded: | 0% | Group: | Eagle Scout Lending Group |
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Purpose of loan: This loan will be used to? Pay down higher interest rate credit cards. My financial situation: I am a good candidate for this loan because? As an existing Prosper borrower who has been current since closing on the first loan, I have proven my ability and creditworthyness to repay the loan. My wife and I continue to have steady occupations and cash flow and can easily afford the automatic electronic payments to Propsper. We have experienced a recent notification by one credit card company that our new interest rate would be going up significantly after our apparent "teaser rate" has elapsed. We would obviously rather try and acquire a lower rate through Prosper. Monthly net income: $ 7,400 Monthly expenses: $ Housing: $ 2200 Insurance: $ 100 Car expenses: $ 750 Utilities: $ 450 Phone, cable, internet: $ 175 Food, entertainment: $ 750 Clothing, household expenses $ 250 Credit cards and other loans: $ 750 Other expenses: $ 500 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 25725 | Paying Attorney Fees | C | $4,500 @ 13% | Jul 20, 2006 | Expired |
| 32912 | Paying Legal Fees | C | $6,500 @ 15% | Aug 21, 2006 | Loan created |
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