Getting out from under my credit cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,700.00 | Status: | Loan created |
| Grade: | C | DTI: | 20% |
| Lender Rate: | 12% | Borrower: | rae4sunshine |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-23 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Jan 23, 2008 | Current |
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Purpose of loan: This loan will help me get out from under my debt, I come from a big family, so I have been on my own financially for quite a few years. As a result, I didn't always make the best financial decisions. Now I have a great job, but I am suffocating under the debt. I want to improve my credit rating so I can eventually buy a condo of my own. My financial situation: I am a good candidate for this loan because I am very responsible when it comes to financial issues. Even though I have a accrued a large amount of debt, I have never missed or been late on a payment and I always pay more than the minimum. The amount that I am asking for would pay off the credit card that has the highest interest rate, I still have another $45,000 in debt ($34,000 for student loans) Monthly net income: $ 3,200 Monthly expenses: $ 2,762 Housing: $ 600 Insurance: $ 111 Car expenses: $ 40 Utilities: $ 35 Phone, cable, internet: $ 60 Food, entertainment: $ 200 Clothing, household expenses $ 100 Credit cards and other loans: $ 1,266 Other expenses: $ 350 |
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