Eric's Credit Community

Purpose of loan:
The propose of this loan is to pay off some credit cards and consolidate some loans to one payment.

My financial situation:
I think I am a good candidate for a loan because as you can see I don?t have a lot of bills. I do have a baby on the way and I am going to be taking about a month off.  I would like to have all my high rate credit cards and my other prosper loan payed off.  I also want to pay off any back taxes I have.  Prosper helped me get my home and for that I am gratefull.  I am not sure I would have been able to do it without you guys.  I would have liked to have refinanced it like in my orginal plan however the market sucks right now and that simply isnt possible.  I have listed my expenses for the month as you can see I do not have a lot of bills I have roomates that take care of more then half of my mortage and also a lot of the utliites.  If you have any questions please let me know.

Monthly net income: $ 3500

Monthly expenses: $
Housing: $ 1000
Insurance: $ 100
Car expenses: $ 300
Utilities: $ 100
Phone, cable, internet: $ 200
Food, entertainment: $ 100
Clothing, household expenses $
Credit cards and other loans: $ 150
Other expenses: $