Eric's Credit Community

My financial situation:
We currently make good salaries. My wife is a nurse and I am an engineer currently working for an insurance company (process optimization and quality improvements). We are not necessarily hurting for money but would really like to pay this outstanding bill and move on with our lives. We are good candidates for a loan as we are also rebuilding our financial lives from slow growth entrepreneurial ventures. Interestingly, we have a new venture that is about to be launched. It is www.myrollingstocks.com . The site provides information on Options strategies as well as on US and Canadian rolling stocks. We will also add an investment club (5% monthly returns) to this site. Participation in the investment club will be by invitation only (because of SEC rules pertaining to investment clubs)

Any DQs on my report are from 2003 to 2004 after I jumped from the corporate world to run Nature Isle (an entrepreneurial venture) ? which is still viable and could be a potential hit in the near future

The Nature Isle venture has been around since 2001 and while slow to grow, (www.naturegourmet.com) has vast potential as it expands nationally. It is a line of tropical fruit based condiments.

Monthly net income: $ 9,100

Monthly expenses: $
  Housing: $ 1920
  Insurance: $ 85
  Car expenses: $ 550 (maintenance & travel)
  Utilities: $ 550
  Phone, cable, internet: $ 400
  Food, entertainment: $ 750
  Clothing, household expenses $ 500
  Credit cards and other loans: $ 850
  Other expenses: $ 900 (Msc household expenses)
  College Fund:  $1500