RE-invest into prosper
| Listing Information | |||
|---|---|---|---|
| Amount: | $4,000.00 | Status: | Expired |
| Grade: | D | DTI: | 31% |
| Lender Rate: | 13% | Borrower: | Lfis492a |
| Finished | State: | NY | |
| Funded: | 0% | Group: | (No Group) |
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Hello Lenders,This is my first second loan posting. I'm just re-investing into prosper. My rating went down from B to D because of discrepancies in my report. STAY AWAY FROM FIRST PREMIER CARDS. They lock you into their card and even when you pay it off they charge you fee's to pay it off then don't let you close it because you have fee's! it's a cycle they keep doing.I see similar pages with my data got blessed while asking for a bit higher amounts. I'll be paying off ALL my cards this tax season so my credit rating will go up next time the cards report my balances to the 3 credit agents. (when i did it before it went from a D now B!) I know that prosper only reports to 1 so my rating with the other 2 will go up more when i pay off all my cards. But i'd rather pay YOU 15% than pay the cards 34.24 % And earn some money from the loan i get blessed with now. And i plan to pay off much sooner than 3 yrs. Thanks for your business! Budget: Net income: $3,000 monthly from 2 jobs and $140 a month in tips(average) = total $3140 Expenses: $1,824 at present Itemization Rent: none food:200 (have food help from govt) all credit cards: 400 cell phones: $215 Car payment:400 Insurance:paid (for 6 months at time 600 lump) gas:400 web site:12 cable:90 Internet access: free movie day 1x a month: 40 current prosper loan : 67 Expenses post-Prosper: Will be the same until w2's and 1099's come in and i pay off all cards completly again and i start earning money from prosper oh but with the added $120 dollars for the new loan if you all give it to me. (smile)currently have a loan in good standing REMEMBER AFTER ALL CARDS PAID OFF THIS COMING TAX MONTH 400 dollars will be off my expenses!! and my credit will but up in a few months after that! and fixed the 12 dollar deliquent. but working to get it off my report because it was their fee!!!! for paying online!!! how can they!!! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 108251 | Consolidate to get me on path to rescue my family and move | D | $8,000 @ 15% | Mar 08, 2007 | Expired |
| 116419 | Paid off all but 1 credit card! | D | $3,100 @ 15% | Mar 28, 2007 | Expired |
| 142066 | 1 more credit card to knock off! | B | $2,000 @ 10% | May 23, 2007 | Loan created |
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