Pay off Medical Bills and Live Free of Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Expired |
| Grade: | E | DTI: | 18% |
| Lender Rate: | 9% | Borrower: | kbass31 |
| Finished | State: | TX | |
| Funded: | 0% | Group: | Have Money - Will Bid |
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Hello and I thank you in advance for viewing my listing. I am a 32 year old, single woman with no children. I am a teacher and a coach, and make enough money to live off of and even save a great portion of it. And now that Payday loans are no longer a problem, I have had some medical issues this year, and would like to take care of those bills, as well as pay off all of my credit cards. At the beginning of this school year, I spent a night in the hospital due to having blood clots on my lungs. I have bills that have accumulated from that and I still have check-ups at the doctor every other month and get blood work done weekly, which continues to pile on more bills. Not to mention my prescriptions for the three medications that I must take. In addition to that, I also need some dental work done (2 root canals - eek!!) I am an E because of poor decisions that I made in the past. When I was in college, my fiance at the time and I thought if would be a good idea to get several credit cards. My credit was better than his, so we got them in my name. And to make a long story short, we could not pay for them, and when we broke up, I was left the bills. I hope that you will not consider me a credit risk. I have a great history here with Prosper on my first loan. My payments have been made EVERY month and ON TIME. I am a dependable borrower and plan to stay that way. I would use the Prosper Loan to pay for the following: $3000 ? Medical bills $2000 ? Dental work needed $2500 ? Charged off credit cards on credit report $7,500 ? Total amount for medical and consolidation As I said, I am a teacher. I teach junior high physical education and coach girls? basketball and cross-country. I am in my 10th year as a teacher and a coach, and this year I received a nice raise. So my net income is now $3200. Here is my monthly budget with the Prosper loan in place: $650 ? Rent $325 ? Car payment (only 2 more left) $135 ? Car insurance $62 ? cable $20 ? gym membership $75 ? Joyce Meyer Ministries $15 ? water $50 ? home phone $75 ? cell phone $75 - electricity $1482 ? Total monthly expenditures Budget for gas, groceries, and entertainment: $350 As you can see, with this very helpful loan, I will have a little over $1300 to pay my monthly payment to Prosper and put some away in savings. And starting in March, I will not have a car payment, so will have $1625 left over from then on. I promise that my payment to Prosper will be my top priority each month. I will have Prosper automatically withdraw my payments so they will always be on time, every time. Again, I thank you for viewing my listing. Your consideration to help is greatly appreciated, and God bless. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 7888 | Immediate Debts | HR | $2,995 @ 15% | Apr 25, 2006 | Expired |
| 111245 | Getting My Finances Together and Looking to the Future | HR | $4,000 @ 29% | Mar 14, 2007 | Withdrawn |
| 112371 | Save Me From The Pay Day Vultures | HR | $4,000 @ 20% | Mar 17, 2007 | Loan created |
| 262231 | Pay off Medical Bills and Live Free of Credit Cards | E | $15,000 @ 9% | Jan 11, 2008 | Withdrawn |
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