Pay Down Some Bills--0 Current DQ's
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,000.00 | Status: | Expired |
| Grade: | HR | DTI: | 36% |
| Lender Rate: | 35% | Borrower: | mcbesabm |
| Finished | State: | IL | |
| Funded: | 0% | Group: | (No Group) |
|
Purpose of loan: Hello all you properous lenders. In case you don?t already know I recently took out a loan with prosper and made all payments on time. During the time that I received the loan, I had filed bankruptcy a couple of months earlier. Since then I have been all about restoring my credit. I have one car loan through capital one, and three credit cards. All payments are made on time. Now the situation, I am 9 months pregnant and I need to pay down some bills so it can be a smooth transition. I decided to stay and work to the end of my pregnancy but I know that there is a waiting process for the short term disability to kick in. Therefore I think paying down my bills for that month will help me control my situation. I need to pay the rent for that month, my car note and two credit cards, one of which I will be cancelling due to high annual fees. **************************************************UPDATE************************************************************************************ I had my baby on Christmas Eve. Monthly net income: $ 1800 monthly after taxes It will only be 866 monthly once on maternity leave Loan will be used to pay these bills for one month but I will be paying the total on the credit cards Rent-----(750 monthly) Car note----(300 monthly) Hsbc----------400 Imagine Card--400 ------------------------------------- Total-----1850 the rest will be applied to prosper fees. On the Regular My Bills Are As Follows INCOME-----1800 ---------------------------------------------------- Rent-----750 Utilities----100 Home and Cell---120 Food---100 Car note---305 Credit cards---90 No childcare because both children go to school fulltime now. ---------------------------------------------------- Total 1375 With about 315 extra monthly so loan will continue to be repaid after I return to work with no problem. I am open to any questions because I know there was a drop in my credit grade since my last loan but I don't know why. I have paid all my bills on ime and I can provide proof if needed. Thanks in advance |
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