Consildation at a lower rate
| Listing Information | |||
|---|---|---|---|
| Amount: | $20,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 17% |
| Lender Rate: | 14% | Borrower: | RGI |
| Finished | State: | CA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-25 | EricsCC ROI: | 11% |
| Status History | |
|---|---|
| Jan 25, 2008 | Current |
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Purpose of loan: This loan will be used to consolidate a credit line and two credit cards at a lower rate (currently around 25%). Lowering my monthly payment and saving on interest charges will help me position myself to purchase a home later this year (looking at fall season). This will also raise my credit score some. I have a good job/career and good credit (no delinquencies/derogatory items, etc.). I have heard great things about this site and thought I'd request my loan here, before going to a bank at a higher rate. Thanks for reading my request. My financial situation: Monthly income: $7,000 Rent: $1,200 Credit Cards/LOC: $1,000 Other Expenses (Car Ins, Cell, Cable, Gas, Food, etc): $900 Simple IRA: $875 |
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