Simplify financial picture
| Listing Information | |||
|---|---|---|---|
| Amount: | $5,000.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 33% |
| Lender Rate: | 35% | Borrower: | RestartedWill |
| Finished | State: | CA | |
| Funded: | 0% | Group: | (No Group) |
|
Greetings. I've been a software developer for over 17 years. I've had a health issue (previously diagnosed as fibromyalgia and now correctly diagnosed as PHN) for about 11 years that has affected my employment from time to time and kept me from getting ahead. I now have good treatment in place and stable work. I started a job a few months ago as a senior software engineer focusing on business intelligence with an internet search company (Connexus) where I am making $90k base plus a guaranteed minimum 10% annual bonus paid quarterly, in a role with rapidly increasing roles and responsibilities. I do not have any negatives on my credit reports, and the only reason I am an HR is that, at the moment, my credit cards are maxed out. I had about six months in 2007 where I was helping to remodel the duplex I was living in to assist the single mother, and I was also focusing on getting ahead in the distance-based bachelor's degree with WGU that I am trying to finish up by summer, and so I was leveraging my credit lines as a form of rainy day fund. This loan would be to take several credit cards, pay them off, and close them, to simplify my financial picture. Monthly expenses are: $1600 apartment rent, $800 auto loan, $185 auto insurance, and miscellaneous expenses. I take home over $5400 per month. My plan in 2008 is to aggressively reduce the balances on my credit cards, which has already begun (last payday I paid down over $1000). I appreciate the chance to get ahead faster than I can on my own. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 37508 | End Payday Loans and retire tax debts | E | $5,000 @ 29% | Sep 07, 2006 | Withdrawn |
| 37592 | End payday cycle and remove old taxes | E | $4,800 @ 29% | Sep 07, 2006 | Loan created |
| 263220 | Simplify financial picture | HR | $10,000 @ 35% | Jan 10, 2008 | Withdrawn |
| 264206 | Simplify financial picture | HR | $8,000 @ 35% | Jan 12, 2008 | Withdrawn |
| 266025 | Purchase computer and remove some credit cards | HR | $4,000 @ 35% | Jan 15, 2008 | Expired |
| 267879 | Pay and close some credit cards | HR | $2,500 @ 18% | Jan 18, 2008 | Withdrawn |
| 268664 | Close gap from starting new job | HR | $1,200 @ 18% | Jan 20, 2008 | Expired |
| 272165 | Pay down credit cards | HR | $3,500 @ 35% | Jan 27, 2008 | Expired |
| 288114 | Changing life post-disability | HR | $8,000 @ 18% | Mar 04, 2008 | Expired |
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