p2p lending at lending club
PAY OFF PROSPER LOAN 1 .FINAL STEP TO FREEDOM!!@@@

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Listing Information
Amount: $15,000.00 Status: Expired
Grade: D DTI: 59%
Lender Rate: 15% Borrower: angelina3
Time Left: Finished State: FL
Funded: 0% Group: Lend2's Group

Thank you for your time reading my listing,
 I would like to thank my Group Leader and all the lenders on Prosper for trusting me and giving me the chance to solve some matters with the first loan, now I really need that trust again to borrow a bigger amount of $15000 which will help me pay off all my debts and reach the final step of freedom.
Please feel free to check my payment history with prosper for my first loan,it is been on time for over 10 months and it will remain for the rest of its life.
EXPLANATION OF MY CREDIT:
 I am highly responsible with my finances,you can see my report, never been late in payments ever,no delinquencies,no public records,  my credit scores is 635 rated as a D but very clean . If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it. 
WHAT I WILL DO WITH THE MONEY LOANED TO ME:
$3800 will pay off  my first prosper loan,the rest will pay off all major high rated credit cards that I couldn't pay off in full with my first prosper loan of $ 4800!!
HERE ARE MY MONTHLY FINANCIAL DETAILS:
 Net income after payroll deductions from all sources: $ 2500.00 plus commission( average of additional $800/month) 
Rent: $ 590
Car : $ 314
Insurance : $ 85
Cell phone : $ 80
Utilities :$ 60
Groceries/gas : $ 150
Credit cards and loans :$ 395

EXPLANATION OF MY CREDIT: 

I am highly responsible with my finances,you can see my report, never been late in payments ever,no delinquencies,no public records,  my credit scores is 635 rated as a D but very clean , I?m asking for a chance to get my credit scores back up to where they should be or better. If you bid on my listing I promise that I will not let you down. Making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial details, I will have the money to do it. Again please refer to my payment history with prosper first loan.

 WHAT I WILL DO WITH THE MONEY LOANED TO ME:

$3800 will pay off  prosper loan.
 $11200 will pay off major high rated credit cards that I couldn't pay off with my first prosper loan($4800)

HERE ARE MY MONTHLY FINANCIAL DETAILS: 

Net income after payroll deductions from all sources: $ 2500.00 plus commission ( average of $800 /month)
 
Rent: $ 590
Car : $ 314
Insurance : $ 85
Cell phone : $ 80
Utilities :$ 60
Groceries/gas : $ 150
Credit cards and loans :$ 395(including prosper)

Total Monthly Expenses : $ 1675
I will have $ 825 plus commission  left to pay my Prosper Loan. 

As you can see, I am very motivated and willing to do whatever it takes to get my credit scores back up to where they should be or better ,pay off the high rated credit card and be able to save more money.

Please feel free to ask questions.I will answer all of them.

Thank you for your time and happy bidding! 

 I am a trusted eBayer with a verified user ID: bitwin1  85 positive feedbacks.

  http://feedback.ebay.com/ws/eBayISAPI.dll?ViewFeedback&userid=bitwin1&myWorld=true
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