Simplify financial picture
| Listing Information | |||
|---|---|---|---|
| Amount: | $10,000.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 35% |
| Lender Rate: | 35% | Borrower: | RestartedWill |
| Finished | State: | CA | |
| Funded: | 0% | Group: | (No Group) |
|
Greetings. I've been a software developer for over 17 years. I've had a health issue (previously diagnosed as fibromyalgia and now correctly diagnosed as Post Herpetic Neuralgia from a shingles incident) for about 11 years that has affected my employment from time to time and kept me from getting ahead. I now have good treatment in place. I started a job a few months ago as a senior software engineer focusing on business intelligence with an internet search company (Connexus) where I am making $90k base plus a guaranteed minimum 10% annual bonus paid quarterly, in a role with rapidly increasing roles and responsibilities. I do not have any negatives on my credit reports, and the only reason I am an HR is that, at the moment, my credit cards are maxed out. I had about six months in 2007 where I was helping to remodel the duplex I was living in to assist the single mother (the relationship has ended for a while now), and I was also focusing on getting ahead in the distance-based bachelor's degree with WGU that I am trying to finish up by summer, and so I was leveraging my credit lines as a form of rainy day fund. This loan would be to get out of $2500 in taxes for 2005 when I was self employed currently in an installment program with ongoing penalties and finance charges, to exit from a $5000 CashCall loan with 59.95% APR, and to take several credit cards, pay them off, and close them, to simplify my financial picture. Monthly expenses are: $1600 apartment rent, $800 auto loan, $185 auto insurance, and miscellaneous expenses. I take home over $5400 per month. My plan in 2008 is to aggressively reduce the balances on my credit cards, which has already begun (last payday I paid down over $1000). I appreciate the chance to get ahead faster than I can on my own. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 37508 | End Payday Loans and retire tax debts | E | $5,000 @ 29% | Sep 07, 2006 | Withdrawn |
| 37592 | End payday cycle and remove old taxes | E | $4,800 @ 29% | Sep 07, 2006 | Loan created |
| 263413 | Simplify financial picture | HR | $5,000 @ 35% | Jan 11, 2008 | Withdrawn |
| 264206 | Simplify financial picture | HR | $8,000 @ 35% | Jan 12, 2008 | Withdrawn |
| 266025 | Purchase computer and remove some credit cards | HR | $4,000 @ 35% | Jan 15, 2008 | Expired |
| 267879 | Pay and close some credit cards | HR | $2,500 @ 18% | Jan 18, 2008 | Withdrawn |
| 268664 | Close gap from starting new job | HR | $1,200 @ 18% | Jan 20, 2008 | Expired |
| 272165 | Pay down credit cards | HR | $3,500 @ 35% | Jan 27, 2008 | Expired |
| 288114 | Changing life post-disability | HR | $8,000 @ 18% | Mar 04, 2008 | Expired |
|
Discussion For This Listing
|
||
|---|---|---|
|
No Comments Found For This Listing
|