Credit Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $7,500.00 | Status: | Withdrawn |
| Grade: | C | DTI: | 23% |
| Lender Rate: | 15% | Borrower: | greenvestor |
| Finished | State: | MN | |
| Funded: | 1% | Group: | (No Group) |
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Purpose of loan: My name is Mike and I am a Senior Programmer Analyst for a local printing company. I have been in this profession for 14 years. I homestead a duplex in Minneapolis MN. I plan to refinance within 12 to 24 months. In order to pay off a dental bill and some expensive credit cards I am requesting a consolidation loan to pay off my dental bill and credit card balance. This will also save me money in interest and reduce my credit/debt ratio. I have been always on time with my current Prosper loan and will be with this one also. I have dropped one credit level most likely due to purchasing a car recently. My financial situation: I have been practicing good budgeting skills. I plan to reduce my debt over time. Monthly net income: $ Salary $4232 Rental income $ 895 Monthly expenses: $ Housing: $ 2450 Insurance: $ 75 Car expenses: $ 525 Utilities: $ 250 (approx. in winter) Phone, cable, internet: $ 25 Food, entertainment: $ 400 Clothing, household expenses $ 300 Credit cards and other loans: $ 275 Other expenses: $ 200 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 92054 | Credit card and auto consolidation loan | E | $9,100 @ 7% | Feb 01, 2007 | Expired |
| 136778 | Credit Consolidation | B | $7,500 @ 11% | May 14, 2007 | Loan created |
| 263853 | Credit Consolidation | C | $7,500 @ 21% | Jan 12, 2008 | Withdrawn |
| 267582 | Payoff my dental bill | C | $7,000 @ 19% | Jan 18, 2008 | Loan created |
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