To continue to pay off debts and apply for f/a classes
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,001.00 | Status: | Loan created |
| Grade: | C | DTI: | 25% |
| Lender Rate: | 12% | Borrower: | indiewoman48 |
| Finished | State: | MD | |
| Funded: | 100% | Group: | Quality Assistance for Borrowers |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-25 | EricsCC ROI: | 7% |
| Status History | |
|---|---|
| Jan 25, 2008 | Current |
|
Purpose of loan: My purpose for this loan would be to finish paying off medical debts that I have incurred and pay for corporate flight attendant classes. My delinquency has now been paid off. With regard to flight attendant classes these courses would put me in a better financial position as I would be working with private or corporate companies that are on a higher end and would command a much higher salary. It would additionally upgrade my credentials and offer more choices regarding my chances of employment. Having this loan will give me the chance to enjoy a better life, free from debt so that I could begin again in a far more positive position. My bankruptcy has taught me a lesson that I will never forget. It is a mistake that I will not make again. I would be committed to making payments on time, making a strong effort to upgrade my credit rating, which has actually gone up recently. In the interim I have made significant strides in reducing and/or eliminating a number of my debts. Note: in 2007 I made good strides in my salary as well. I grossed $29,293.60, netting $23,349.25, inclusive of over minimum hours pay, per diem pay, vacation pay and volunteering my off days at $200/day. Overall, I could receive a new start and with a little effort and determination I could even consider some changes such as a home as time goes on. My financial situation: I have attempted and succeeded in paying my bills on time and in some cases early than they were due in order to show that I can be responsible in bringing my credit rating back to where it should be. I have worked hard to earn extra money in order to make sure I am able to not only pay the bills, but have funds left over and am considering placing some of those funds in accounts where they will draw interest so that I may possibly buy a home someday. Monthly net income: $ 20.47 per hour, approximate salary between $700 to 1200 per month, depending on my trip schedules. Monthly expenses: $ Housing: $ 900/mo rent; Insurance: $ 38.00/mo life insurance Car expenses: $ 0 Utilities: $ 13-15 average (heat and hot water average down to about $71.00 per month) Phone, cable, internet: $72.00/month for phone (no cable) ; internet: $43.00/mo Food, entertainment: $ $50.00/mo for food (not home much due to heavy travel); entertainment : varies about $50/mo Clothing, household expenses $ $70.00/mo Credit cards and other loans: $ 0 Other expenses: Delinquency: recently made final payment of $102.50; medical bill down to one at $61.00/mo prescription medicine - $20.00/mo. May be taken off of it in 3 months. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 124317 | Pay off med bills & attand corp flight attendant classes | E | $7,000 @ 23% | Apr 16, 2007 | Withdrawn |
| 138758 | Flight attendant classes and med bills | E | $6,001 @ 20% | May 17, 2007 | Expired |
| 226044 | To continue to pay off debts and apply for f/a classes | C | $6,001 @ 21% | Nov 06, 2007 | Expired |
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