Consolidation
| Listing Information | |||
|---|---|---|---|
| Amount: | $6,000.00 | Status: | Loan created |
| Grade: | A | DTI: | 8% |
| Lender Rate: | 11% | Borrower: | teacherlives |
| Finished | State: | VA | |
| Funded: | 100% | Group: | (No Group) |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-17 | EricsCC ROI: | 9% |
| Status History | |
|---|---|
| Jan 17, 2008 | Current |
|
Purpose of loan: I will use the money to consolidate HIGH interest credit cards. After my nephew was born at 26 weeks and spent three months in NICU, my sister and her husband borrowed money from me to pay their mortgage. I took out cash advances from credit cards to help them. The rates on the cards have now gone to an extremely high interest rate. I would like to combine them and get a lower rate. Then I want to eliminate them! I would appreciate ANY amount you are able to loan me. My financial situation: I am in my 17th year of teaching. I have a secure monthly income. Although I do have a few delinquencies due to late payments on credit cards, I have never defaulted on a loan and have always paid my debts. My mortgage has never been late and I have always paid car loans on time. Monthly net income:$3835.75 Monthly expenses:$2,812.00 Housing: $1950.00 (my husband pays this) Insurance: $150.00 Car expenses: $300.00 Utilities: $112.00 Phone, cable, internet: $125.00 Food, entertainment: $25.00 Clothing, household expenses $50.00 Credit cards and other loans: $100.00 (will get rid of this with loan) Other expenses: $ N/A |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 240444 | Consolidation | A | $10,000 @ 11% | Nov 29, 2007 | Withdrawn |
| 243673 | Consolidation | A | $8,000 @ 11% | Dec 04, 2007 | Expired |
| 248724 | Consolidation | A | $8,000 @ 11% | Dec 11, 2007 | Cancelled |
| 249530 | Consolidation | A | $8,000 @ 11% | Dec 12, 2007 | Withdrawn |
| 253861 | Consolidation | A | $6,000 @ 11% | Dec 20, 2007 | Expired |
| 257774 | Consolidation | A | $6,000 @ 11% | Dec 30, 2007 | Expired |
| 379214 | Consolidation | A | $6,000 @ 11% | Aug 07, 2008 | Withdrawn |
| 380074 | Consolidation | A | $4,500 @ 10% | Aug 08, 2008 | Loan created |
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