Opportunity Knocks

| Listing Information | |||
|---|---|---|---|
| Amount: | $2,222.00 | Status: | Loan created |
| Grade: | HR | DTI: | 6% |
| Lender Rate: | 28% | Borrower: | Holiday_Dreamin |
| Finished | State: | ID | |
| Funded: | 100% | Group: | BuildingTree |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Default | Origination Date: | 2008-01-23 | EricsCC ROI: | -46% |
| Status History | |
|---|---|
| Jan 20, 2008 | Current |
| Sep 07, 2008 | Late |
| Sep 24, 2008 | 1 month late |
| Oct 24, 2008 | 2 months late |
| Nov 24, 2008 | 3 months late |
| Dec 24, 2008 | 4+ months late |
| Dec 29, 2008 | Default |
|
Opportunity Knocks Home Owner with three children, determined to climb the ladder o success. I am a hard worker. I am committed to make a good name with Prosper. Given a chance to prove myself I will not let you down. This loan would mean the world to me and my children. I have two choices, sink or swim. I CHOOSE swim. You have two choices, fund me or don't. There are reasons for you to fund me. #1. I am a Home Owner, which shows I do have enough stability to invest in. #2. Guaranteed Prosper Loan payment with automatic payment withdrawl from an established checking account. #3. This loans higher percentage rate means a higher return for your investment. #4. By investing in someone with a lot to lose means you won't get burned. #5. According to my payment history all payday loans are current. #6. I have a lot less DTI ratio, showing I can (and will) pay back my Prosper Loan. #7. Helping others in return, always helps yourself. Where there is a will, there is a way. Journey if you will where both of us can prosper from this venture. Please become a part in the making of a true success. For as little as $50.00, you can help us pave our road to success. And in return, I will see to it that you are not dissappointed. Thank you for your time and consideration. My financial situation: Before Loan............................................................................. After Loan Payday loan..........Balance...........Payment monthly..........Status CnG.........................$1010.00........$350.00...........................Paid in Full TCS.........................$1110.00........$370.00...........................Paid in Full TOTAL..........Neg- $2120.00....Neg- $720.00..............Pos- $720.00/ mnth By gaining, a positive cash flow of $720.00 a month, I will have plenty of money after paying my Prosper loan payment to pay off my other debts. Monthly net income: $ 1,600.00 Monthly expenses: $ 910.00 Housing: $ 260 Insurance: $ 50 Car expenses: $ 125 Utilities: $ 125 Phone, cable, internet: $ 100 Food, entertainment: $ 300 Clothing, household expenses $ 0 Credit cards and other loans: $ 0 Other expenses: $ 0 |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 223373 | Single Mother wanting to eliminate debts | HR | $7,000 @ 20% | Oct 30, 2007 | Withdrawn |
| 225120 | Mother in need of an Angel | HR | $5,000 @ 29% | Nov 02, 2007 | Withdrawn |
| 228505 | !SOS! Submarined by HIGH Interest Loans...!SOS! | HR | $5,000 @ 35% | Nov 08, 2007 | Withdrawn |
| 229633 | A CRY FOR HELP! | HR | $5,000 @ 35% | Nov 10, 2007 | Withdrawn |
| 230213 | Debt Consolidation | HR | $3,300 @ 25% | Nov 11, 2007 | Expired |
| 233528 | CREDIT MAKEOVER/ BUSINESS VENTURE | HR | $7,000 @ 30% | Nov 18, 2007 | Expired |
| 241862 | Opportunity Knocks | HR | $7,777 @ 35% | Dec 01, 2007 | Expired |
| 249258 | Opportunity Knocks | HR | $5,555 @ 35% | Dec 11, 2007 | Expired |
| 251837 | DESTINED TO SUCCEED | HR | $7,777 @ 35% | Dec 16, 2007 | Expired |
| 256018 | DETERMINED TO SUCCEED | HR | $4,444 @ 35% | Dec 26, 2007 | Withdrawn |
| 260061 | New Year- New Beginnings | HR | $3,000 @ 35% | Jan 04, 2008 | Expired |
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