Relist- Eliminate my High Interests Debt
| Listing Information | |||
|---|---|---|---|
| Amount: | $2,500.00 | Status: | Expired |
| Grade: | HR | DTI: | 20% |
| Lender Rate: | 22% | Borrower: | electro88 |
| Finished | State: | OH | |
| Funded: | 0% | Group: | Brighter Financial Future |
|
Hello and thank you for viewing my listing About me: This my second loan with prosper, first one i have paid off without late 6 months ago. I am currently employed as an IT Staff for a large company. Unfortunately, since I got into loans and credit cards, I now need help to get out of them. Even with this situation, i always paid my bill on time and never late in payment. So as my other payment i assure that i can pay this loan without any problem. My score is 590 from experian, not sure why it changed again to HR from E since last posting, i just updated my home ownership, i guess recent inquiries reflected to my score. Purpose of loan: I need this loan to pay off partial loan with high interest and get out from debt for my future goal. My financial situation: I would use the Prosper Loan to pay partial with cash call which give me really high interest. The following are total my loans and credit cards. - Cash call which $4,900 interests 59% ( i will use this to pay partially) - Capital one, $600 interest 19.9% - HCBC, $1,350 interests 29.4% - Credit Union $4,300 interests 19.9% ------- $11,150 - Total amount of Debt to pay off Currently, I am working as full time employee and have been there more than 2 years. So i have stable job and enough to pay this loan. Monthly net income: $ 4694 Monthly expenses: $ Here's my monthly budget with the prosper loan in place: - $1,267- Mortgage - $150 - Electricity + Utilities - $200- Telephone, cable, internet - $650 - Car Payment - $125 - Insurance - $150 - Gas - $ 500- Other Credit Cards Not paid off with loan - $ 900 - Groceries, rec, any milk money for my kids. - $96 - pay future prosper -------------- $4,038 - total monthly expenditures. I still have more less $656 left over to be used for savings and emergencies.I know my loan still not enough to pay all my debts but i will start to pay lower interest. I have checking which deducted to pay my loan with prosper so that everyone, including myself, knows that my payment will be made on time, every time. Thank you again for viewing my listing and i will assure for $97 everymonth wont be a problem to pay prosper. |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 39763 | Buy ticket for family and buy furniture | E | $5,000 @ 7% | Sep 15, 2006 | Expired |
| 71442 | Parents Medical Expenses | E | $10,000 @ 7% | Dec 06, 2006 | Withdrawn |
| 71660 | Medical expenses and bring family together | E | $6,000 @ 7% | Dec 07, 2006 | Withdrawn |
| 73940 | Bring Family together | E | $7,000 @ 7% | Dec 12, 2006 | Withdrawn |
| 74283 | Bring My Family Together | E | $7,000 @ 7% | Dec 13, 2006 | Expired |
| 79669 | Please help to bring my family together | E | $7,000 @ 7% | Dec 30, 2006 | Withdrawn |
| 86745 | Need loan (no risks) | E | $7,500 @ 7% | Jan 19, 2007 | Withdrawn |
| 91099 | Need Loan for family | E | $7,500 @ 7% | Jan 30, 2007 | Expired |
| 102423 | Bring my family | HR | $1,500 @ 7% | Feb 22, 2007 | Withdrawn |
| 102434 | Bring my family | HR | $1,500 @ 7% | Feb 22, 2007 | Loan created |
| 135921 | Established my credit and Consolidate my debt | HR | $5,000 @ 22% | May 11, 2007 | Expired |
| 145194 | Consolidate my High Interests Debt | HR | $5,000 @ 19% | Jun 01, 2007 | Withdrawn |
| 183258 | Consolidate my High Interests Debt | HR | $5,000 @ 19% | Aug 08, 2007 | Withdrawn |
| 188221 | Consolidate my High Interests Debt | HR | $2,500 @ 21% | Aug 16, 2007 | Expired |
| 247329 | Consolidate my High Interests Debt | E | $2,500 @ 22% | Dec 10, 2007 | Withdrawn |
| 252949 | Consolidate my High Interests Debt | E | $2,500 @ 22% | Dec 18, 2007 | Expired |
| 257171 | Relist- Eliminate my High Interests Debt | E | $2,500 @ 22% | Dec 29, 2007 | Expired |
| 280228 | Relist- Eliminate my High Interests Debt | HR | $5,000 @ 22% | Feb 15, 2008 | Expired |
| 284275 | Relist- Eliminate my High Interests Debt | HR | $3,000 @ 22% | Feb 25, 2008 | Loan created |
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