Paying of Wedding!
| Listing Information | |||
|---|---|---|---|
| Amount: | $3,000.00 | Status: | Withdrawn |
| Grade: | HR | DTI: | 23% |
| Lender Rate: | 24% | Borrower: | Dalerus |
| Finished | State: | WA | |
| Funded: | 0% | Group: | (No Group) |
|
Purpose of loan: This loan is to pay off the last of our wedding! My financial situation: First I do not agree with the HR rating! I have FICO reports that show us at about 660. So not sure about the HR rating. This is my second request for a loan through prosper and I am looking to pay off the last few bills from our wedding. Our wedding cost about $15,000, which we paid for most of in cash, with the exception of a couple of bills that came in higher than expected. So we had to use our credit cards. A little about myself, I am a personal banker at a large national bank and have been in this job for almost three years now. I make about $47,000 a year and I am looking to pay this loan off this year. All of my bills are paid out of my salary and my extra money is my commissions. I have been making larger payments to my loans with my larger commission checks. My report shows one derogatory in the last 7 years, this was from about 3 years ago when I was in college. Monthly gross income: $ 2,307.20 Base + $1200.00 Commission Monthly net income: $2,420.00 Base + Commission Monthly expenses: $ Housing: $ 756.00 Insurance: $ 176.00 Car expenses: $ 0.00 Car is free and clear Utilities: $ 75.00 + $136.00 HOA Dues Phone, cable, internet: $ 80.00 Food, entertainment: $ 100.00 Clothing, household expenses $ 100.00 Credit cards and other loans: $ 300.00 <-- This includes another proser loan Other expenses: 10% Tithe As you can see this total is $1,723.00 including my loan payments. This is a low risk loan with a great interest rate! State max! Thank you for your time! Please ask any questions! |
| Borrower's Other Listings | |||||
|---|---|---|---|---|---|
| 149086 | Personal Banker Looking to Consolidate Credit Card Debt | D | $5,000 @ 20% | Jun 08, 2007 | Withdrawn |
| 149114 | Personal Banker Looking to Consolidate Credit Card Debt | D | $5,000 @ 23% | Jun 08, 2007 | Withdrawn |
| 149479 | Personal Banker Looking to Consolidate Credit Card Debt | D | $5,000 @ 24% | Jun 09, 2007 | Withdrawn |
| 149838 | Re-List! Lower Amt! Looking to Consolidate Credit Card Debt | D | $3,500 @ 17% | Jun 10, 2007 | Loan created |
| 262079 | Paying of Wedding! | HR | $4,000 @ 24% | Jan 08, 2008 | Withdrawn |
| 295090 | Payoff Car Loan To Sell Car | C | $15,000 @ 35% | Jun 25, 2008 | Withdrawn |
| 360503 | Payoff Car Loan To Sell Car | C | $10,000 @ 35% | Jul 01, 2008 | Withdrawn |
| 360580 | Relist! Payoff Car Loan To Sell Car | C | $7,000 @ 35% | Jul 01, 2008 | Withdrawn |
| 361709 | Relist! Buyout my Auto Loan! | C | $7,500 @ 35% | Jul 03, 2008 | Withdrawn |
| 370715 | Expanding Photography Studio! | C | $5,000 @ 18% | Jul 21, 2008 | Withdrawn |
| 373093 | Re-List! Higher Rate! Expanding Photography Studio! | C | $5,000 @ 25% | Jul 25, 2008 | Withdrawn |
| 375008 | Re-List! Higher Rate! Expanding Photography Studio! | C | $5,000 @ 16% | Jul 29, 2008 | Loan created |
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