Consolidating Credit Cards
| Listing Information | |||
|---|---|---|---|
| Amount: | $25,000.00 | Status: | Loan created |
| Grade: | B | DTI: | 38% |
| Lender Rate: | 17% | Borrower: | reskey |
| Finished | State: | IL | |
| Funded: | 100% | Group: | Insular Idea |
| Loan Information | |||||
|---|---|---|---|---|---|
| Loan Status: | Current | Origination Date: | 2008-01-23 | EricsCC ROI: | 14% |
| Status History | |
|---|---|
| Jan 21, 2008 | Current |
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Purpose of loan: This loan will be used to pay off and consolidate high interest credit card debts i have been paying for years now which we used to help our family back home in their finances and used towards the small placed we purchased. I have gotten to a point that i got tired of making big payments and does not even eliminate my debts.So its a brilliant idea to join the Prosper Group it will give the benefit of making a single payment each month for the next 3 years thus helping me eliminate my debts.More financial flexibility and savings that will be invested towards my son and the upcoming baby's education .Part of the loan will be invested in the business we started. My financial situation: I am a good candidate for this loan because I am a responsible individual esp when paying my monthly dues/bills and debts each month, no delinquent payments ever done. I have a stable, FT good paying job in the medical field and overtime is pretty much open that again will give me more flexibility to pay this loan. Additionally, my husband has a stable and good job in the restaurant business which he was of service for 7 years now. My financial situation is stable and paying my debts are my top priority. Thank you very much for the chance of a lifetime this will really make a big difference in our finanaces. To the Prosper lenders please be reassured that your investments are safe. Thank you for taking time to read my listings. Visa Cards $10,000.00 @ 19% Mater Cards $ 8000.00 @ 19% Other Cards $ 2000.00 @ 20% Monthly net income: $ 8000.00 Monthly expenses: $ 5800.00 Housing: $ 2000.00 Insurance: $ 200.00 Car expenses: $ 630.00 Utilities: $ 120.00 Phone, cable, internet: $ 40.00 Food, entertainment: $ 300.00 Clothing, household expenses $ 250.00 Credit cards and other loans: $ 1600.00 Other expenses: $ 500.00 Our income varies each month due to our overtime pays if there is any.Above is an average monthly income ..... |
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