p2p lending at lending club
Handle Self Employment Taxes
Homeownership Verified

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Listing Information
Amount: $3,500.00 Status: Loan created
Grade: B DTI: 15%
Lender Rate: 11% Borrower: legitbizman
Time Left: Finished State: FL
Funded: 100% Group: (No Group)
Loan Information
Loan Status: Current Origination Date: 2008-01-22 EricsCC ROI: 9%
Status History
Jan 19, 2008 Current
Purpose of loan:
This loan will be used to pay off my self-employment taxes due now. I have most of it, need just a little more. Getting a decent interest rate from Prosper will be better than getting penalties and interest from you know who. Interest rate not a concern under 18%.

My financial situation:
I am a good candidate for this loan because I am a consistently good earner with GI of $120K the past three years and a slight decrease in 2007 to $98K. I expect it to increase again in 2008 without difficulty. I do consultant work as an expert witness with attorneys and will be getting more work in 2008. I have a consistent income from my role as an IV Therapist for a good company that has hit $90K a year for the last 5 years. I have rental property that earns another $9000/year.

Monthly net income: $ 8300

Monthly expenses: $
  Housing: $ 2657
  Insurance: $ 190
  Car expenses: $ 150
  Utilities: $ 380
  Phone, cable, internet: $ 140
  Food, entertainment: $ 400
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 1512
  Other expenses: $ 500
Borrower's Other Listings
256829 Reduce Credit Interest B $25,000 @ 14% Dec 28, 2007 Expired
261108 Handle Self Employment Taxes B $3,500 @ 12% Jan 07, 2008 Withdrawn

 

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